These Aren't Your Everyday Bank Accounts
No matter what your goals are, our checking and savings accounts can help you get
there with better rates and no fees to maintain your account. Free Online Banking,
Bill Payment, and eStatements make it easier to keep your financial life on track.
Plus you’ll have access to the CO-OP Network’s thousands of surcharge-free ATMs
located nationwide. Take a look at our accounts, and call us if you have any
questions. We look forward to hearing from you.
Member Advantage Savings and Checking Accounts
Member Advantage Savings and Checking Accounts
Member Advantage Savings and Checking are free, environmentally friendly accounts that reward you for going paperless. You will earn a significantly higher rate on the first $500 in both your savings and checking when you use free electronic services at BECU.
Member Advantage Savings and Checking
APY* effective 07/01/2010 |
| Product |
$0-$500 |
$500.01+ |
Member Advantage Savings* |
6.17%
|
0.50%
|
Member Advantage Checking* |
6.17%
|
0.25%
|
Here's how you get Member Advantage:
- Open Member Advantage Savings & Checking accounts
- Sign up to receive free monthly eStatements
- Make a monetary transaction each month using at least one of the following free and convenient services:
-
Debit MasterCard®: Make purchases online, over the phone, and in-person
-
Online Banking or Telephone Banking: Make BECU loan or Visa payments, or transfer funds between BECU accounts
-
Bill Payment: Pay utilities, credit cards, businesses or individuals
-
Direct Deposit: Receive a recurring monthly direct deposit from your paycheck or other monthly income
Features & Benefits
- Higher interest rate on the first $500 in both savings and checking
- No monthly fees
- No minimum balance requirements†
- Free Online Banking, Bill Payment, and eStatements
- BECU Debit MasterCard with fraud monitoring protection
- Thousands of CO-OP Network surcharge-free ATMs
- Federally insured up to at least $250,000**
BECU Debit Card
- Get it with BECU checking accounts
- Use it anywhere Debit MasterCard® is accepted
- Get great discounts and special offers with
MasterCard Market Place™
-
Guard against unauthorized online purchases with CardProtect
-
Already have a BECU checking account? Get your BECU Debit Card today (pdf)
Optional Feature
ID Theft Block - Protect yourself from ID Theft with the Deluxe ID TheftBlock® Program. This program will provide you with expert assistance should identity theft occur. Deluxe can help document the damage and restore your accounts and reimburse you for certain expenses.
Learn about ID Theft Block.
*APY = Annual Percentage Yield; rates subject to change, fees may reduce earnings. †To open a Member Advantage Checking account you must establish membership by opening a Member Advantage Savings Account with a required $5 minimum deposit.
**Based on account ownership status and account type.
See Account Disclosure for details (pdf)
Checking Account
Checking Account
Checking
APY* effective 07/01/2010 |
| Checking |
0.25% |
With Member Advantage checking you earn even higher rates on your first
$500. Learn more.
Features & Benefits
- Free Online Banking, Bill Payment, and eStatements
- Free BECU Debit MasterCard® with fraud monitoring protection
- Thousands of CO-OP Network surcharge-free ATMs
- No fees to maintain your account
- No minimum deposit required
- Unlimited checks and transfers
- Federally insured up to at least $250,000**
Optional Feature
ID Theft Block - Protect yourself from ID Theft with the Deluxe ID TheftBlock® Program. This program will provide you with expert assistance should identity theft occur. Deluxe can help document the damage and restore your accounts and reimburse you for certain expenses.
Learn about ID Theft Block.
BECU Debit Card
- Get it with BECU checking accounts
- Use it anywhere Debit MasterCard® is accepted
-
Guard against unauthorized online purchases with
CardProtect
- Get great discounts and special offers with
MasterCard Market Place™
-
Already have a BECU checking account? Get your
BECU Debit Card today (pdf)
*APY = Annual Percentage Yield; rates subject to change, fees may reduce earnings. To open a Checking account you must establish membership by opening a Member Share Savings Account with a required $5 minimum deposit.
**Based on account ownership status and account type.
See Account Disclosure for details (pdf)
Savings Accounts
Savings Accounts
BECU Savings accounts have great rates with no fees to maintain your account, and you’ll like the convenience of “anywhere banking” with free Online Banking access, and eStatements.
Member Share Savings
You automatically become a BECU member when you open a Member Share savings account. BECU savings accounts require a $5 minimum opening deposit.
Early Saver
With a higher rate on their first $500, kids are quick to learn the power of saving with our Early Saver account. Any member under age 18 can open an Early Saver with a $5 minimum deposit.*
Savings
APY** effective 07/01/2010 |
| Product |
$0-$500 |
$500.01+ |
|
|
0.50%
|
0.50%
|
|
|
6.17%
|
0.50%
|
With Member Advantage savings you earn even higher rates on your first $500. Learn more.
Features & Benefits
- Free Online Banking and eStatements***
- Thousands of CO-OP Network surcharge-free ATMs
- No fees to maintain your account
- Federally insured up to at least $250,000****
*Must have a parent or legal guardian as the joint on the account. If you are under the age of 13, you must enroll in person or by mail.
**APY = Annual Percentage Yield; rates subject to change, fees may reduce earnings. Member Share Savings and Early Saver accounts require a minimum $5 opening deposit.
***Not available to members 13 and under.
****Based on account ownership status and account type.
See Account Disclosure for details (pdf)
Money Market Account
Money Market Account
If your savings account balance is higher than $10,000, transferring that money to a BECU Money Market Account could earn you a substantially higher rate with no fees to maintain your account.
Money Market
APY* effective 07/01/2010 |
| Product |
$10,000 - $49,999.99 |
$50,000 - $99,999.99 |
$100,000 + |
|
|
0.50%
|
0.55%
|
0.60%
|
Features & Benefits
- Free Online Banking and eStatements
- Great rates on $10,000+
- Free checks
- Thousands of CO-OP Network surcharge-free ATMs
- Federally insured up to at least $250,000**
*APY = Annual Percentage Yield; rates subject to change, fees may reduce earnings. Money Market accounts earn the current checking account rate each day the account balance is below $10,000. To open this account, you’re required to establish membership by opening a Member Share Savings Account with a required $5 minimum deposit.
**Based on account ownership status and account type.
See Account Disclosure for details (pdf)
