These Aren't Your Everyday Bank Accounts
No matter what your goals are, our checking and savings accounts can help you get
there with better rates and no fees to maintain your account. Free Online Banking,
Bill Payment, and eStatements make it easier to keep your financial life on track.
Plus you’ll have access to the CO-OP Network’s thousands of surcharge-free ATMs
located nationwide. Take a look at our accounts, and call us if you have any
questions. We look forward to hearing from you.
Member Advantage Checking and Savings Accounts
Member Advantage Checking and Savings Accounts
The Member Advantage means the first $500 in your checking and savings accounts earns a significantly higher interest rate. It’s easy to qualify, just open both a BECU checking and savings account and sign up for the free online services listed in the steps below.
Member Advantage Checking and Savings
APY* effective 02/01/2010 |
| Product |
$0-$500 |
$500.01+ |
Savings with Member Advantage* |
6.17%
|
0.50%
|
Checking with Member Advantage* |
6.17%
|
0.25%
|
Features & Benefits
- Free Online Banking, Bill Payment, and eStatements
- BECU Debit MasterCard
- Thousands of CO-OP Network surcharge-free ATMs
- Federally insured up to at least $250,000**
- No fees to maintain the account
BECU Debit Card
- Get it with BECU checking accounts
- Use it anywhere MasterCard is accepted
-
Guard against unauthorized online purchases with CardProtect
-
Already have a BECU checking account? Get your BECU Debit Card today (pdf)
Optional Feature
ID Theft Block - Protect yourself from ID Theft with the Deluxe ID TheftBlock® Program. This program will provide you with expert assistance should identity theft occur. Deluxe can help document the damage and restore your accounts and reimburse you for certain expenses.
Learn about ID Theft Block.
Interested in Member Advantage? Follow these steps:
- Join BECU and open a BECU savings account
- Open a BECU checking account
- Sign up for Online Banking
- Sign up for eStatements
-
Set up online Bill Payment
-or-
Set up a monthly recurring direct deposit into your checking account
*APY = Annual Percentage Yield; rates subject to change, fees may reduce earnings. To open a Member Advantage Checking account you must establish membership by opening a Member Advantage Savings Account with a required $5 minimum deposit.
**Based on account ownership status and account type.
See Account Disclosure for details (pdf)
Checking Account
Checking Account
Checking
APY* effective 02/01/2010 |
| Checking |
0.25% |
With Member Advantage checking you earn even higher rates on your first
$500. Learn more.
Features & Benefits
- Free Online Banking, Bill Payment, and eStatements
- BECU Debit MasterCard
- Thousands of CO-OP Network surcharge-free ATMs
- No fees to maintain your account
- No minimum deposit required
- Unlimited checks and transfers
- Federally insured up to at least $250,000**
Optional Feature
ID Theft Block - Protect yourself from ID Theft with the Deluxe ID TheftBlock® Program. This program will provide you with expert assistance should identity theft occur. Deluxe can help document the damage and restore your accounts and reimburse you for certain expenses.
Learn about ID Theft Block.
BECU Debit Card
- Get it with BECU checking accounts
- Use it anywhere MasterCard is accepted
-
Guard against unauthorized online purchases with
CardProtect
-
Already have a BECU checking account? Get your
BECU Debit Card today (pdf)
*APY = Annual Percentage Yield; rates subject to change, fees may reduce earnings. To open a Checking account you must establish membership by opening a Member Share Savings Account with a required $5 minimum deposit.
**Based on account ownership status and account type.
See Account Disclosure for details (pdf)
Savings Accounts
Savings Accounts
BECU Savings accounts have great rates with no fees to maintain your account, and you’ll like the convenience of “anywhere banking” with free Online Banking access, and eStatements.
Member Share Savings
You automatically become a BECU member when you open a Member Share savings account. BECU savings accounts require a $5 minimum opening deposit.
Early Saver
With a higher rate on their first $500, kids are quick to learn the power of saving with our Early Saver account. Any member under age 18 can open an Early Saver with a $5 minimum deposit.*
Savings
APY** effective 02/01/2010 |
| Product |
$0-$500 |
$500.01+ |
|
|
6.17%
|
0.50%
|
|
|
0.50%
|
0.50%
|
With Member Advantage savings you earn even higher rates on your first $500. Learn more.
Features & Benefits
- Free Online Banking and eStatements***
- Thousands of CO-OP Network surcharge-free ATMs
- No fees to maintain your account
- Federally insured up to at least $250,000****
*Must have a parent or legal guardian as the joint on the account. If you are under the age of 13, you must enroll in person or by mail.
**APY = Annual Percentage Yield; rates subject to change, fees may reduce earnings. Member Share Savings and Early Saver accounts require a minimum $5 opening deposit.
***Not available to members 13 and under.
****Based on account ownership status and account type.
See Account Disclosure for details (pdf)
Money Market Account
Money Market Account
If your savings account balance is higher than $10,000, transferring that money to a BECU Money Market Account could earn you a substantially higher rate with no fees to maintain your account.
Money Market
APY* effective 02/01/2010 |
| Product |
$10,000 - $49,999.99 |
$50,000 - $99,999.99 |
$100,000 + |
|
|
0.90%
|
1.00%
|
1.11%
|
Features & Benefits
- Free Online Banking and eStatements
- Great rates on $10,000+
- Free checks
- Thousands of CO-OP Network surcharge-free ATMs
- Federally insured up to at least $250,000**
*APY = Annual Percentage Yield; rates subject to change, fees may reduce earnings. Money Market accounts earn the current checking account rate each day the account balance is below $10,000. To open this account, you’re required to establish membership by opening a Member Share Savings Account with a required $5 minimum deposit.
**Based on account ownership status and account type.
See Account Disclosure for details (pdf)
