Online Business Visa® Credit Card Application

Preparing to Complete Your Application

The online application takes about 15 minutes to complete. Be aware that you won't be able to save an incomplete application. If you're not already a member, you'll need to submit your application and visit a BECU location to establish membership before your credit card account can be utilized. See the Membership section below for information about what's required to establish your membership.


Questions? Call a BECU representative at 800.233.2328.

What You'll Need

Gather the following information before you get started. It will make it faster to complete the application.

For Your Business

  • Business name, physical location address and mailing address, years in business, and business structure (sole proprietorship, LLC, corporation)

  • Business Tax Identification Number: Employer Identification Number (EIN) or Social Security number (SSN) used by the business

  • Unified Business Identifier (UBI) Number: Refer to your business license. For more information, visit bls.dor.wa.gov/faqlicense.aspx

  • NAICS code: The North American Industry Classification System (NAICS) is the standard used by Federal statistical agencies in classifying business establishments. Your NAICS code appears on your Federal Tax return or Schedule C. For more information, visit census.gov/eos/www/naics

For Each Business Owner/Guarantor

  • Name, SSN, date of birth, ownership percent, personal address, and outside income*

*Only list outside income if it's a source of repayment and the personal income or subject to legal control by the Business Owner/Guarantor.

For Each Authorized Cardholder

  • Name, SSN, and mailing address

Beneficial Owner of Legal Entity Certification (not needed for sole proprietorship)

  • Name, business type, address, and EIN/SSN of legal entity

  • Name(s), title(s), ownership percent, date of birth, and address for each owner with a direct or indirect interest of 25% or more of the legal entity (This may include individual owners of parent organizations, if their attributed ownership is 25% or more.)

  • Name, title, date of birth, address, SSN or other identification number, and country of issuance for Beneficial Owner with significant responsibility for managing the legal entity whether or not they are the legal owner

You also have the option to print and complete the Business Credit Card Application and Agreement Packet (PDF). Chrome browser works best for viewing these documents. Complete the application with the required information, sign in ink, and return to any BECU location or mail to: BECU PO Box 97050 Seattle, WA 98124-9750.

Thank you for applying for a business credit card at BECU. A Business Services representative may contact you to review your borrowing needs after we've reviewed your submitted application. We may request additional information to complete the credit review process. If you have any questions, please contact a BECU Business Services representative at 800.233.2328.

Membership

If you're not already a BECU business member and are approved for a credit card, you will be required to establish business membership in person at any BECU location. The Business Membership Application (PDF) is available online or at any BECU location.