Online Business Visa® Credit Card Application

The BECU Business Visa offers a competitive APR and no cash advance or annual fees.  Here's what you need to know about the online application process: 

  • Online application takes about 15 minutes

  • Non-BECU Members may apply for a credit card online.  If your credit card is approved, you will need to visit a BECU location to establish membership before your credit card can be used.  Only businesses qualified to become a member may establish membership.

  • You cannot save an incomplete application, so please take a minute to ensure you have the necessary information and documents before applying (handy list below).

  • Print versions of the Business Credit Card Application and Agreement Packet (PDF) are also available.

  • Please give us a call if you have any questions: 800-233-2328

What You'll Need

  • Business name, physical location address and mailing address, years in business, and business structure (sole proprietorship, LLC, corporation)
  • Business Tax Identification Number: Employer Identification Number (EIN) or Social Security number (SSN) used by the business
  • Unified Business Identifier (UBI) Number: Refer to your business license. For more information, visit bls.dor.wa.gov/faqlicense.aspx
  • NAICS code: The North American Industry Classification System (NAICS) is the standard used by Federal statistical agencies in classifying business establishments. Your NAICS code appears on your Federal Tax return or Schedule C. For more information, visit census.gov/eos/www/naics
  • Name, SSN, date of birth, ownership percent, personal address, and outside income*

*Only list outside income if it's a source of repayment and the personal income or subject to legal control by the Business Owner/Guarantor.

  • Name, SSN, and mailing address

Beneficial Owner of Legal Entity Certification

  • Name, business type, address, and EIN/SSN of legal entity

  • Name(s), title(s), ownership percent, date of birth, SSN or other identification number and address for each owner with a direct or indirect interest of 25% or more of the legal entity (This may include individual owners of parent organizations, if their attributed ownership is 25% or more.)

  • Name, title, date of birth, address, SSN or other identification number, and country of issuance for Beneficial Owner with significant responsibility for managing the legal entity whether or not they are the legal owner

  • Not needed for sole proprietorship

Printable Application Packet

Related Links

Business Visa
Business Membership & Accounts
BECU Membership
BECU Location Listings