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Auto, Boat, RV and Motorcycle Rates

View BECU's current interest rates for new and used cars, boats, RVs, motorcycles and sport vehicles.

Rates

Auto New*
3.39
%
APR
New Auto Loans
2017 & Newer
APR Effective 11/1/2019
Auto Used*
4.14
%
APR
Used Auto Loans
2016 & Older
APR Effective 11/1/2019
Boat
4.94
%
APR
Boat
APR Effective 11/1/2019
Recreation Vehicle
4.49
%
APR
Recreational Vehicle
APR Effective 11/1/2019
Sport Vehicle
5.49
%
APR
Sport Vehicle
APR Effective 11/1/2019
Motorcycle
5.94
%
APR
Motorcycle
APR Effective 11/1/2019

*APR effective as of March 1, 2019. APR based on borrower's credit history, 48-month or less repayment term, collateral two (2) years old or newer with up to 90% loan-to-value (LTV), and based on wholesale Kelley Blue Book or dealer invoice. Loans with repayment terms that exceed 48 months, 90% LTV, involve lesser applicant creditworthiness, or collateral older than two (2) years are subject to higher APRs and lower loan amounts. Certain conditions apply. The specific amount of the loan shall be based on the approved value of the collateral. Final loan approval is subject to funding review by BECU. Actual rate may be higher. Financing is subject to BECU credit approval and other underwriting criteria; not every applicant will qualify. Applicants must open and maintain BECU membership to obtain a loan. Payment Example: $674 a month based on a four (4) year, $30,000 loan at 3.74% APR.