Browse News & Discounts
Browse News & DiscountsClose
  • Events Calendar

    See our Events Calendar for a schedule of upcoming BECU community events.

New Higher Rates on Money Market Accounts and Certificates of Deposit

Earn Even More on CDs and Money Market Accounts

We’ve raised rates on money market accounts and most CDs, allowing members to earn even more on their savings.

Looking for a way to maximize your savings? Consider opening a BECU Money Market Account or Certificate of Deposit (CD). These accounts can help build your savings faster than with a typical savings account alone. And with Member Advantage, you'll get an even higher rate, meaning you earn even more. 

Here's what you can expect with each account type:

Money Market Accounts:

  • Higher rate of return than a standard savings account
  • No minimum balance
  • No monthly maintenance fee
  • Convenient access to your funds
Select Money Market Rates (APY)*
Balance Requirement Money Market Money Market W/ Member Advantage
$0.00 to $9,999.99
$10,000 to $99,999.99


  • Higher, fixed rate of return than a standard savings account

  • Low minimum balance of $500 to open

  • You choose the maturity date or term 

Select CD Rates (APY)*
Term Ranges CD CD W/ Member Advantage
12-17 month
18-23 month
24-35 month
36-47 month

Have an existing money market account? You can transfer funds to it and take advantage of the new rate. Want to open a new money market account or CD? Just log in to Online Banking and select "Open New Accounts," call us at 800-233-2328, or visit a Neighborhood Financial Center.

*Rate stated as Annual Percentage Yield (APY), effective 3/1/19 and subject to change. To open a CD or Money Market account, you must establish and maintain membership by opening a Member Advantage savings account or Member Share savings account. Early withdrawal penalties may apply. Fees may reduce earnings.

**Early withdrawal penalties may apply.