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Member Referral Offer

Member Referral Offer

You know the great benefits of being a BECU member. Do your friends? Refer a friend and you’ll each earn $25.

At BECU, you get so much more than most banks offer—and you don't waste money on unnecessary fees.

Tell your friends, neighbors and co-workers about BECU, and we'll thank you with a great reward every time one of your referrals becomes a member.

Here's how it works…

Your Reward: $25
We'll deposit $25 in your BECU savings account for every new member you refer. Pop into the nearest Neighborhood Financial Center and ask any member consultant for your person number. Pass that number on to your friends and tell them to bring it when they join.

Your Friend's Reward: $25
Join BECU through a member's referral and we'll give you $25 to welcome you to the credit union.

  1. Join and open a savings and checking account

  2. And open one additional deposit or loan account (cannot be a savings or checking account)

Just stop by the closest BECU Neighborhood Financial Center to open your accounts. Be sure you bring the referring member's person number with you so they get their reward and you get yours!

The Benefits of Membership

Just by having an account, you're a BECU member and can take advantage of the credit union benefits, including deals and discounts, our easy and convenient nationwide network of shared branches, and more.


  1. Members must get their person number from a Neighborhood Financial Center (or they may have it in their welcome materials).

  2. Referred friends must bring that person number with them when they join.

  3. Referred friends must open a savings and checking account and one additional deposit or loan account.

*Referring person must be an existing BECU member and referred member may not be an existing member and must be age 18 and older. Must establish and maintain membership by opening a Member Share or Member Advantage savings account and also a checking account and open one additional loan or deposit account (cannot be a savings or checking account). 

Accounts must remain open for 90 days or more. BECU reserves the right to terminate this offer at any time. Other terms, limitations and conditions may apply. Check with BECU for current Annual Percentage Yield (APY) of accounts. $25 deposit will be made within 30 days of referral opening the qualifying accounts. Limit of 10 referrals per member. This offer cannot be combined with any other offer

New member and referring member will receive the $25 bonus deposit to the Member Share savings account(s), and will be reported for the new member to the IRS on IRS Form 1099-INT at year-end as interest income and may be reported to the IRS on form 1099 MISC for referring member.