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Build Your Dream Home

Let’s Build Your Dream Home – Construction Loans by BECU

Having trouble finding your dream home? Maybe it’s time to build it from the ground up. The dream is possible with a BECU construction loan.

BECU is excited to announce our enhanced construction loan program.  We've added more loan options, offer dedicated construction loan experts, and worked to ensure you're receiving the benefits of working with a credit union.

Land to Loan

Step away from the frenzied housing market and into your dream home: The beauty of a construction loan is that you're in the driver's seat, choosing the land parcel, selecting a contractor, house design, finishes and loan type. The final loan funds everything from land to finished home. Already own your lot? We have a construction loan solution for you as well. New to these kind of loans? BECU's experts guide you throughout the process, ensuring you understand how each step works.

Money, Saved

BECU understands you have enough to worry about! How about some peace of mind when it comes to your rate? Constructing a home is a long process, a time period in which mortgage rates can rise and fall. Once you determine your loan type, apply and qualify for the loan, you'll lock in a rate. This allows you to plan for a future mortgage payment.


And, it gets better – once your dwelling is finished and you're set to close, if the rate has since fallen, we'll adjust it to the new, lower rate. Plus, you only pay closing costs once. How's that for a credit union who stands by its promise to save you money?


Is a construction loan the solution you've been seeking? Check out our construction loans page that describes loans available. Even better – let's talk about your options! We love helping our members however possible. Make an appointment or call us at 800-233-2328.

*Loans are subject to credit approval and other underwriting criteria and not everybody will qualify.  Certain restrictions apply.  Home Loan programs, terms and conditions subject to change without notice.  Boeing Employees' Credit Union NMLS ID 490518.