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    See our Events Calendar for a schedule of upcoming BECU community events.

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No Minimum Share Requirement

Keep Your $5

As of June 22, there’s no longer a $5 minimum balance requirement to maintain membership at BECU. You’ll notice that we’ve released the $5 hold on the available balance in your Member Share Savings account.

Thanks to our loyal membership, we're able to release this requirement and give back to our members. Just by having a Member Share Savings account at BECU, you are a member-owner of the credit union regardless of the balance in your account. As a member, you can take full advantage of the credit union difference. This includes better rates, fewer fees, more affordable financial services – and the knowledge that when we can increase your benefits, we will.

What happens if your account has a $0 balance?

By being an active member, you are helping to strengthen the membership as a whole. As a not-for-profit credit union, BECU works on a cooperative model. We encourage all members to take advantage of the credit union benefits and to be active members, which will nourish the people helping people model of the cooperative credit union. However, we don't charge inactivity fees for not using your account. 


We're here to help answer any questions that you may have about BECU and your account. Feel free to call a BECU representative at 800-233-2328, send us a secure message using the Message Center in online banking or visit any BECU location  – you can schedule your visit ahead of time here.