BECU Credit Cards

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Credit Card Rates

Rates as Low As

APR Effective 11/1/2017*

7.90
%
APR

BECU Visa Credit Card

Variable Rate

*See important information about rates, fees and other costs

Making a Difference by Charging You Less

As a not-for-profit credit union, BECU puts people ahead of profit. So, it only makes sense that the BECU Visa(R) credit card represents one of the best credit card values in the country—with low rates, fewer fees and great rewards.

Visa

0% Introductory APR1 on Purchases

0% introductory APR on purchases for 12 months from the date of account opening. After that, rates that currently range from 7.90% to 18.90% variable APR, based on your creditworthiness.

0% Introductory APR1 on Balance Transfers

0% introductory APR on balance transfers for 12 months from the date of transfer when completed within 90 days of account opening. After that, rates currently range from 7.90% to 18.90% variable APR, based on your creditworthiness. 

Get a $100 Bonus* Upon Credit Card Activation

Receive a $100 cash bonus after your card is activated. Enter VISA100 in the promo code field when you apply.

Your Financial Security Matters

  • $0 fraud liability
  • Online shopping protection from CardProtect
  • Optional loan payment protection 

1 Introductory offer for balance transfers is from the date of transfer, when transfers are completed within 90 days of account opening.

2 For complete details about BECU Rewards, please view the Terms & Conditions (pdf).

*$100 Cash Bonus Offer: To receive this $100 cash bonus, you must (1) establish a BECU membership or currently be a BECU member; (2) apply for a BECU Visa card using the promo code “VISA100”; and (3) be approved for and activate a BECU Visa card. Within 45 days after activation, the $100 will be deposited to the primary cardholder's savings account on file at BECU. This offer is subject to credit card approval and your new BECU Visa card account must be open and in good standing at time of fulfillment to receive the $100 cash bonus and may be reported to the IRS on form 1099MISC. This $100 cash bonus offer is available only to new BECU Visa card accounts booked through this special offer. Existing BECU Visa cardholders are not eligible for this offer. Offer is limited to one $100 cash bonus per person.