Visa® Balance Transfer


The BECU Visa credit card features no annual, balance transfer, foreign transaction, or cash advance fees. 

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Save more of your money with the elimination of common fees that many other banks charge. Along with no annual fee, we charge no balance-transfer, cash-advance or foreign-transaction fees.

  • No annual fee
  • 0% Intro APR on purchases and balance transfer for the first 12 months. After that, your rate is variable, currently ranging from 7.99% to 19.99% upon your credit-worthiness. 
  • One of the nation's lowest APRs after the introductory period**
  • No balance-transfer fee
  • No cash-advance fee
  • No foreign-transaction fee

*0% Introductory Annual Percentage Rate (APR) for twelve (12) months from date of account opening. After that your APR will be from 7.99% to 19.99%, based on your credit worthiness and card selection. This APR will vary with the market based on the Prime Rate.

**See important information about rates, fees and other costs.