becu visa

rates as low as

APR Effective 9/1/2017*


BECU Visa Credit Card

Variable Rate

See important information about rates, fees and other costs

For customer service, call 800-233-2328

Low Rates, Fewer Fees and Great Rewards

As a not-for-profit credit union, BECU puts people ahead of profit. So, it only makes sense that the BECU Visa®credit card represents one of the best credit card values in the country—with low rates, fewer fees, and more ways to earn and redeem points.

Visa Card with Chip

0% Introductory APR1 on purchases and balance transfers

0% intro APR on purchases and balance transfers for twelve (12) months from the date of account opening. After that, variable rates apply—currently ranging from 7.90% to 18.90% APR, based on your creditworthiness.

BECU Rewards

Earn 1 point for every dollar you spend, and redeem those points for a reward that fits your lifestyle—travel, airline tickets gift cards, merchandise, or even cash back. Redeem for rewards with as few as 2,500 points.2 It's that simple. There are no tiers to meet and no limit to how much you can earn.

Enroll in BECU Rewards when you apply for your new BECU Visa and we'll waive the $25 annual participation fee for the first year.3

Learn more about BECU Rewards

Get Rewarded

Top Benefits

  • No annual fee

  • No foreign transaction fee

  • No balance transfer fee

  • No cash advance fee

  • Worldwide travel accident and auto rental insurance

  • Extended warranties on purchases

  • Travel and emergency assistance

With a better credit rating, get a better rate
7.90% APR variable
9.90% APR variable
11.90% APR variable
13.90% APR variable
18.90% APR variable

Your Financial Security Matters

  • $0 fraud liability
  • Online shopping protection from CardProtect
  • Optional loan payment protection

1Introductory offer for balance transfers is from the date of transfer, when transfers are completed within 90 days of account opening.

2For complete details about BECU Rewards, please view the Terms & Conditions (pdf).

3$25 Annual Participation Fee for BECU Rewards applies thereafter.