Tanya S., Bellevue

Low rates, fewer fees and great rewards

As a not-for-profit credit union, BECU puts people ahead of profit. So, it only makes sense that the BECU Visa® credit card represents one of the best credit card values in the country—with low rates, fewer fees, and more ways to earn and redeem points.

0% Introductory APR1 on purchases and balance transfers

0% intro APR on purchases and balance transfers for twelve (12) months from the date of account opening. After that, variable rates apply—currently ranging from 7.90% to 18.90% APR, based on your creditworthiness.

Top Benefits

  • No annual fee
  • No foreign transaction fee
  • No balance transfer fee
  • No cash advance fee
  • Worldwide travel accident and auto rental insurance
  • Extended warranties on purchases
  • Travel and emergency assistance

BECU Rewards

Earn 1 point for every dollar you spend, and redeem those points for a reward that fits your lifestyle—travel, airline tickets, gift cards, merchandise, or even cash back. Redeem for rewards with as few as 2,500 points.2 It's that simple. There are no tiers to meet and no limit to how much you can earn. Learn more about BECU Rewards.

Enroll in BECU Rewards when you apply for your new BECU Visa and we'll waive the $25 annual participation fee for the first year.3

Your Financial Security Matters

  • $0 fraud liability
  • Online shopping protection from CardProtect
  • Optional loan payment protection
Visa Card with Chip
With a better credit rating, get a better rate
7.90% APR variable
9.90% APR variable
11.90% APR variable
13.90% APR variable
18.90% APR variable

apply for the becu visa credit card

Already a BECU member and interested in the BECU Visa Card?

New to BECU and interested in applying for the BECU Visa Credit Card?

For additional customer service, visit a Neighborhood Financial Center or call 1-800-233-2328

1Introductory offer for balance transfers is from the date of transfer, when transfers are completed within 90 days of account opening.

2For complete details about BECU Rewards, please view the Terms & Conditions (pdf).

3$25 Annual Participation Fee for BECU Rewards applies thereafter.

We periodically evaluate the credit rating of each member who has a credit card, personal line of credit, personal loan, auto loan, boat loan or RV loan with BECU. If you've improved your credit score sufficiently and your account is in good standing, you may earn a better rate (if you're not already receiving our lowest rate).

Credit Card programs, services, rates, terms and conditions are subject to change without notice.  Contact BECU for the most current information.