No Origination Fee Mortgage Refinance

Refinance Your Mortgage and Pay No Origination Fee

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Goodbye Origination Fee for Mortgage Refinances and Purchases

Interest rates are on the rise. Lock in a lower rate before it goes higher. 

Hello Savings

Snag savings beyond just the interest rate: Refinance your mortgage (or purchase a home) during the promotional period – including consolidating additional debt into one mortgage – and pay no origination fee*. The fee is a typical closing cost, and is waived for new and refinanced mortgages now through December 31, 2017.

Refinance Ready

Are you a homeowner that can say yes to one of the following:

  • Did you buy at a higher interest rate than what's currently available? Has your credit score improved since purchasing your home?
  • Do you want to switch from an adjustable-rate mortgage (ARM) to a fixed-rate mortgage (FRM), or vice-versa?
  • Do you plan to stay in your home long-term?
  • Will the interest savings outweigh refinance closing costs?
  • Can you consolidate additional debt to a new, lower-interest mortgage?

You might be an excellent candidate to refinance. The savings can add up! Homeowners who save just $50 a month in interest may pay as much as $600 less annually.


We have answers. The best place to start a refinance is with one of our mortgage advisors. As a not-for-profit credit union, they have your best interest in mind, and can point you in the right direction. Meet our team of Mortgage Advisors.

Still in the market to purchase? In addition to the REfinance special offer, BECU is offering no origination fee on mortgage purchases as well!

BECU has multiple loan options available for both fixed-rate and ARM loans.

*Offer effective with applications dated now through 12/31/2017, and applies to purchase and refinance transactions. The no-origination fee offer does not currently apply to government (FHA, VA) loans.  Loans are subject to BECU membership, credit approval and other underwriting criteria and not everybody will qualify. Certain restrictions apply. Home loan programs, terms and conditions are subject to change without notification. BECU reserves the right to continue this offer indefinitely. Boeing Employees' Credit Union NMLS ID 490518.