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Refer a Friend

Refer a friend to BECU. Both you and your friend could earn $100.1

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$100 for You, $100 for Your Friend

Commit to better financial possibilities. Join BECU today.

Friends help each other out. Extra special friends go the extra mile, helping us live our best lives. BECU recognizes the importance of friendship and community, and those values have helped us grow bigger and stronger as a member-owned credit union.

Now through December 31, 2023, we're inviting you to refer your friends to BECU. Tell them what you love about us. If they become a member and meet the transaction and account maintenance requirements, you and your friends will each earn a $100 bonus.

How It Works

Click “Get Your Code” to retrieve your unique referral code.

  1. Send your friend your unique referral code along with the promo code REFER.
  2. Your friend joins BECU and opens a Member Share or Member Advantage savings and also a checking account using the promo code REFER, along with your unique referral code. They'll need both codes to open their new accounts.
  3. Your friend meets the account qualification requirements2 within the first 30 days of opening their accounts (see below) and keeps their accounts open for at least 90 days.

After your friend meets the account qualification requirements, $100 will be deposited into your account, as well as your friend's account.

Referral Account Utilization Requirements

To qualify, new members must perform 10 qualifying transactions within the first 30 days of joining BECU, including any combination of the following:

  • Make purchases using their BECU debit or credit card3.
  • Write paper or electronic checks.
  • Make payments using bill pay.
Get Your Code
Member paid for participation.

Offer valid 1/1/2023 – 12/31/2023

1Redeemable at any BECU location and online. The promo code REFER and the referring member's unique referral code must be entered at time of application. BECU is not required to pay the promotional incentive for accounts opened without the appropriate promo code and referral code.  Referring member must be 18 years or older, in good standing, and a primary on a Member Share or Member Advantage savings account. Referred member must not be an existing member, must be 18 years or older, within BECU's field of membership, and be eligible to open and maintain membership. Not all applicants will qualify. New members who are rejoining but have had a membership relationship with BECU in the last six (6) months do not qualify. Joint account holders are not eligible to refer. Business, Fiduciary, Zero-Dividend, HSA, and Early Savers accounts are not eligible to refer and/or receive deposit bonuses. BECU employees are also not eligible to refer or receive deposit bonuses. New member and referring member will receive the $100 bonus deposit to the open Member Share or Member Advantage savings account within 120 days of opening qualifying accounts and meeting the utilization requirements within 30 days. Accounts must remain open and in good standing for at least 90 days. Bonus deposits will not be made to closed accounts. $100 bonus deposit will be reported for the new member as interest income to the IRS on Form 1099-INT at year-end and may be reported to the IRS on Form 1099-MISC for the referring member. Other terms, limitations, and conditions may apply. Check with BECU for current Annual Percentage Yield (APY) of accounts. BECU reserves the right to terminate this offer at any time.

2To meet the transaction requirements you must open and maintain active Member Share or Member Advantage savings and also a checking account. Members have 30 days from the time of account opening to complete (10) or more qualifying transactions. Qualifying transactions must be made using a BECU checking account or with a connected BECU debit card, or BECU credit card and include: ATM deposits, transfers, and withdrawals; bill payment; write checks or electronic checks; send international or domestic ACH withdrawals, send international or domestic wire transfers; point of sale purchases; external or electronic deposits; investor interest deposits; credit card purchases and cash advances.

3BECU credit card subject to BECU membership, credit approval and other underwriting criteria; not every applicant will qualify. Credit card programs, services, rates, terms and conditions are subject to change without notice. Contact BECU for current information.