Members Matter

Member Referral Program

Refer a friend to BECU and you could receive $100

Refer a Friend

From October 1 until December 31, 2018, you could get a $100 bonus for every friend or family member who becomes a BECU member (up to $500).* Even better? They each get $100 too.

Your new member just needs to open a Member Share or Member Advantage savings account, open a checking account, make the required deposits and/or purchases** and keep their accounts open for 90 days. When the account requirements are met (see below), you and your lucky person will get $100 deposited into your accounts.

How the Referral Program Works: 6 Easy Steps


You refer a friend or family member to BECU

Credit Union / Bank / Financial Institution

Your referral joins BECU and opens a Member Share/Member Advantage savings account and a checking account*

Credit Card

Your referral begins using their checking account to meet the active account requirements**

Calendar / Date

Their checking and savings accounts remain open for 90 days


You both receive $100 bonuses deposited into your savings account


Refer again!

Account Requirements

Use your checking account within a 30-day period to:

  1. Make 5+ qualifying transactions in a rolling month:
    • Make a purchase using your BECU debit Mastercard®
    • Write a check or electronic check
    • Make a payment using bill pay
  2. OR deposit $500 or more in a rolling month

We do this to thank our members for sharing what they love about BECU. We're pretty sure your friends will thank you too.

Debit Card

Not a member?

As a BECU member you will not only have access to better rates and fewer fees, but you'll also be eligible to refer your friends and family as part of our $100 Refer a Friend program. 

Offer valid 10/1/18 to 12/31/18

Redeemable at any BECU location and online. The Promo Code 100REF18 and the referring member's unique referral code must be entered at time of application. Offer is not valid without the promo code and unique referral code.

*$100 Referred Member Incentive. Visit any BECU location or join online and use promo code 100REF18 and the unique referral code of referrer when joining. Referring members must be 18 years and older and a primary on a Member Share/Member Advantage savings account. Referred member may not be an existing member and must be age 18 and older. Must be within BECU's field of membership and be eligible to establish membership with a Member Share Savings or Member Advantage Savings Account. New members who are rejoining and have had a membership relationship with BECU in the last 6 months do not qualify. New member must maintain a Member Share Savings/Member Advantage Savings Account and open a checking account using the unique referral and promo codes and meet the utilization requirements. Accounts must remain open for 90 days. BECU reserves the right to terminate this offer at any time. Other terms, limitations and conditions may apply. Check with BECU for current Annual Percentage Yield (APY) of accounts. New member and referring member will receive the $100 bonus deposit to the Member Share/Member Advantage savings account within 120 days of opening qualifying accounts and meeting the utilization requirements and will be reported for the new member as interest income to the IRS on IRS Form 1099-INT at year-end and may be reported to the IRS on form 1099-MISC for the referring member. The Member Share/Member Advantage accounts must be open and in good standing at the time of the bonus deposit.  Limited to the first five qualifying members referred. This offer cannot be combined with other offers. BECU is not required to pay the promotional incentive for accounts opened without the appropriate Promo Code and Referral Code. Employees are not eligible to refer and/or receive and incentive. Joint Account holders are not eligible to refer. Business, Fiduciary, Zero-Dividend, HSA, and Early Savers Accounts are not eligible to refer and/or receive an incentive. Offer limit of 5 qualified referrals per member or bonus deposits totaling no more than $500 for the promotion dated 10/1/2018 – 12/31/2018.

**Transaction (utilization) requirement must be met within 90 days. To meet the utilization requirement you must open and maintain an active Member Share Savings or Member Advantage savings account and a checking account or Member Advantage checking account. You must complete five or more qualifying transactions in a rolling month OR deposit transactions of $500 or more in a rolling month in your new checking account or Member Advantage checking account. Checking transaction, POS withdrawals, international ACH withdrawal, ATM Transfer debit, Electronic Check, ATM Withdrawal, Check and External Withdrawal are defined as qualifying transactions. External deposit, ATM deposit, ATM transfer credit, new account deposit, and international ACH transaction deposit are defined as qualifying deposits.