Home Loan Offer

BECU Home Loans

Open the door to a better home.

Apply Today

At BECU, we know what owning a home means. And we work to give our members the support they need to reach their dreams. Whether you're buying or refinancing, we're here to help—with professional mortgage advisors, lower interest rates and fewer fees.

Features & Benefits | Home Loan Rates | Calculators | Offers & Advice | Contact Us

Features & Benefits

  • Lower rates and fewer fees
  • No origination fees charged by BECU
  • First Time Home Buyers may be eligible for up to $7,500 in additional grant funds1
  • Earn cash rewards of up to 20% of your real estate agents' commission using BECU Home Rewards2
  • Professional Mortgage Advisors
Apply Today

Popular Home Loan Rates

Fixed Rate 30 Year
3.009
%
APR
30 Year Fixed
APR Effective 12/3/2020
More about 30 Year Fixed Rate home loans
Jumbo 30 Year Fixed Rate
3.026
%
APR
Jumbo 30-Year Fixed
APR Effective 12/3/2020
More about Jumbo 30 Year Fixed Rate loans
Fixed Rate 15 Year
2.423
%
APR
15 Year Fixed
APR Effective 12/3/2020
More about 15 Year Fixed Rate home loans

*See important information about rates, fees and other costs

View additional interest rates for mortgages

Home Buying Calculators

Offers and Advice

Home Equity
First Time Home Buyer Grants
  • Up to $7,500 down payment assistance
  • As little as 1% down for eligible applicants
Learn More
Credit Score
Learn Your FICO Score
  • The higher the number the lower your potential mortgage rate
  • Learn the steps to take to improve your score
Read More
Home / Home Loan
Home Buying Process Guide
  • Learn the 8 easy steps you'll go through in your home buying loan process
Learn More

Contact BECU

Member Consultant
Talk with an Advisor

Schedule an appointment with a BECU mortgage professional.

Conversation / Message
Message Us on Desktop
Mon-Fri, 7 am – 7 pm (PT)
Sat & Sun, 9 am – 6 pm (PT)
Call Center
Call Us

800-233-2328
Mon-Fri, 7 am – 7 pm (PT)
Saturday 9 am – 1 pm (PT)

Related Content

1In order to qualify for grant funds, buyers must meet all the First-Time Homebuyer Grant Program Criteria, including loan and property qualifications, all of which may not be listed here. BECU reserves the right to alter or change criteria.

2Home Rewards is a program provided by Prime Alliance Home Rewards, LLC and is not affiliated with BECU. Certain restrictions apply. Offer subject to change without notice. Please contact your assigned member advocate for additional information regarding these buyer/seller benefits. Real estate services provided by carefully selected local real estate agents.