At BECU, we know what owning a home means. And we work to give our members the support they need to reach their dreams. Whether you're buying or refinancing, we're here to help—with professional mortgage advisors, lower interest rates and fewer fees.
Limited Time Offer
For a limited time, we'll reduce your closing costs.
-
Purchase only
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Up to $750 credit at closing with automatic payment from a BECU account1
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Excludes refinance, 12 year no fee, FHA and VA loans
Fixed Rate 30 Year
3.029
%
APR
30 Year Fixed
APR Effective 9/18/2020
Jumbo 30 Year Fixed Rate
3.278
%
APR
Jumbo 30-Year Fixed
APR Effective 9/18/2020
Fixed Rate 15 Year
2.567
%
APR
15 Year Fixed
APR Effective 9/18/2020
- Up to $7,500 down payment assistance
- As little as 1% down for eligible applicants
- The higher the number the lower your potential mortgage rate
- Learn the steps to take to improve your score
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1Mortgage application must be received between 07/24/2020 and 10/31/2020. Closing cost credit of up to $1,000 for Whatcom county purchases or refinances (property must be located in Whatcom County), and up to $750 in all other areas for purchases only. Credit is applied at loan closing with setup of automatic mortgage payment from a BECU account. Mortgages are available in: WA, OR, CA, AZ, KS, MO, PA, ID, SC and IL only. Eligible for owner and non-owner occupied property, including investment property (1-4 units). Offer not valid on Government loans (FHA, VA) and 12-Year No Fee. Loans are subject to BECU membership, credit approval, and other underwriting criteria; not everyone will qualify. Certain restrictions apply. Home loan programs, terms and conditions are subject to change without notification. Loan must close 90 days from the application date.
2In order to qualify for grant funds, buyers must meet all the First-Time Homebuyer Grant Program Criteria, including loan and property qualifications, all of which may not be listed here. BECU reserves the right to alter or change criteria.
3Home Rewards is a program provided by Prime Alliance Home Rewards, LLC and is not affiliated with BECU. Certain restrictions apply. Offer subject to change without notice. Please contact your assigned member advocate for additional information regarding these buyer/seller benefits. Real estate services provided by carefully selected local real estate agents.