BECU Financial Health Focus Oct 4-Nov 12

Ten Ways To Improve Your  Financial Health

At BECU, we know financial security doesn't happen in a single step. It's a journey — with a lot of steps (and some big ones) along the way. This month, as part of our fall Financial Health Focus, we're spotlighting several ways BECU can help you take steps to improve your financial well-being — starting with lower rates on select home, auto, home equity and personal loans from Oct. 4 through Nov. 12. With a lower rate, you'll pay less in interest, and have more money to put toward paying down the principal. And just like that, you're building your financial security.

Build Your Savings and Plan Ahead

Free Checking

No monthly maintenance fees. No minimum balance. All the digital tools you need to manage your account.

Save-Up Automated Savings

Makes saving automatic. Round up or transfer a flat amount into your savings account with each debit card purchase.

Financial Health Check

Free to members. Get financially organized with a specialist who understands your goals. Make progress with saving, budgeting, reducing debt and more.

GreenPath Financial Wellness

Free, one-on-one financial counseling to our members through our partnership with GreenPath. Get help managing debt, building credit, housing services and more.

Special Loan Options

Debt Consolidation Personal Loan

Rates as low as 7.24% APR

Consolidate higher-interest rate balances into one low, monthly fixed-rate payment up to $15,000 total.

Used Auto Loan

Rates as low as 2.44% APR

Great for refinancing a higher-interest rate loan or purchasing a used car.

12-Year No-Fee Mortgage

Reduced rates for a limited time

Take advantage of today's low rates and refinance your home loan to a 12-Year No-Fee Mortgage without all the extra fees.

Home Equity Line of Credit (HELOC) / Fixed Interest Rate Advance

Rates as low as 3.59% APR

Lock in a portion of your HELOC balance ($5,000 or more up to your total loan amount) at a fixed rate. Great for larger home projects — or consolidating high-interest rate debt from another institution.

No Equity Home Improvement Loan

Rates as low as 6.74% APR

Get up to $25,000 without tapping into your home equity. Great for smaller projects, like replacing a roof, landscaping or building a deck.

First-Time Homebuyer Grant

Eligible applicants can get up to $7,500 in grant funds to help with down payments or closing costs with no repayment required.