FHA Mortgage Loan
Enjoy the flexibility of an FHA mortgage loan.
Smaller down payments with a BECU FHA Loan
Don't let a down payment keep you from the home you desire. Even if you're building your credit or concerned about high down payments, you may be able to buy a home with an FHA (Federal Housing Association) loan.
FHA loans are government insured loans that allow more flexibility when you're purchasing or refinancing a primary residence. FHA loans require lower down payments and accommodate a less than perfect credit history.
Do you qualify? You may if:
- You are a first-time homebuyer
- Have minimal funds for a down payment
- Have less-then-perfect credit
No Origination Fees
At BECU you don't pay an origination fee on fixed-rate or adjustable- rate mortgage home loans for purchase and refinance transactions.
Need more information before you apply? Find out about FHA loans or the home buying process with these resources:
You can get the credit approval process started online.
To talk through your loan options in person, visit a Neighborhood Financial Center
or call a representative at 1-800-233-2328.