FHA Mortgage

FHA Mortgage Loan

Enjoy the flexibility of an FHA mortgage loan.

Joseph H., Lake Stevens

Smaller down payments with a BECU FHA Loan

Don't let a down payment keep you from the home you desire. Even if you're building your credit or concerned about high down payments, you may be able to buy a home with an FHA (Federal Housing Association) loan.

FHA loans are government insured loans that allow more flexibility when you're purchasing or refinancing a primary residence. FHA loans require lower down payments and accommodate a less than perfect credit history.

Do you qualify? You may if:

  • You are a  first-time homebuyer 
  • Have minimal funds for a down payment
  • Have less-then-perfect credit
Apply for Credit Approval

Need more information before you apply? Find out about FHA loans or the home buying process with these resources:

Financial Guidance Article

Buying Your First Home
Financial Guidance Article

Building Credit

You can get the credit approval process started online.

Apply for Credit Approval

To talk through your loan options in person, visit a Neighborhood Financial Center
or call a representative at 1-800-233-2328.