FHA Mortgage

FHA Mortgage Loan

Enjoy the flexibility of an FHA mortgage loan.

Joseph H., Lake Stevens

Smaller down payments with a BECU FHA Loan

Don't let a down payment keep you from the home you desire. Even if you're building your credit or concerned about high down payments, you may be able to buy a home with an FHA (Federal Housing Association) loan.

FHA loans are government insured loans that allow more flexibility when you're purchasing or refinancing a primary residence. FHA loans require lower down payments and accommodate a less than perfect credit history.

Do you qualify? You may if:

  • You are a  first-time homebuyer 
  • Have minimal funds for a down payment
  • Have less-then-perfect credit

No Origination Fees

At BECU you don't pay an origination fee on fixed-rate or adjustable- rate mortgage home loans for purchase and refinance transactions.

Need more information before you apply? Find out about FHA loans or the home buying process with these resources:

You can get the credit approval process started online.

To talk through your loan options in person, visit a Neighborhood Financial Center
or call a representative at 1-800-233-2328.