Visa® Balance Transfer

Balance Transfer Offer

Pay 0% promo APR for 12 months on credit card balance transfers

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Transfer Balances and Save

To qualify for this offer, you must complete your balance transfer by March 31, 2020.

You won't pay any interest on the transferred balance for 12 months from the date of the transfer. After that, your variable APR applies ranging from 8.40% to 22.40%. Plus, you pay no balance transfer fee.   You can transfer: 

  • Other Credit Cards
  • Personal Loans
  • Other High-Rate Debt

Simply call us at 866-820-3867 and start saving today (be sure to read the special notice below).

Information You'll Be Asked For

  • Lender's name (e.g., the institution or credit card company)
  • Lender's mailing address
  • Your account number
  • Amount you wish to transfer

Special notice to members who pay their entire balance in full each month: If you always pay your balance in full each month, you do not pay interest on your purchases. This is called a grace period. Please note that if you take this offer, you will lose your grace period. If you transfer a balance to this account, you will begin paying interest on all new purchases (Which includes recurring automatic payments) charged to the account, even if you pay your purchase balance in full each month. To avoid paying interest on your purchases, you must pay both your transferred balance and your purchase balance in full.

It may take up to 4-6 weeks to post the balance transfers so you may need to make payments to your other account(s) to keep them current. Balance transfers cannot be used towards amounts you owe BECU. BECU may decline one or more requests in whole or in part. Balance transfers are contingent upon the available credit on your credit card account. In the event that your requests exceed the amount we approve to process, we will fulfill your requests in the order provided in your response. We are not obligated to fulfill a request if any part of the request would exceed your credit limit. BECU does not charge Balance Transfer fees. We will apply minimum payments at our discretion, and we will apply amounts that exceed the minimum payment amount due to balances with the highest APRs first.

The advertised promotional rate is only valid on balance transfers posted to your account between February 1, 2020 and March 31, 2020. Purchase and cash advance transactions are not eligible for the promotional rate.

*Please refer to the Credit and Security Agreement (.pdf) for the terms and conditions, fees, and charges, and other information regarding your credit card account.