Visa® Balance Transfer

Visa Balance Transfers

0% APR for 12 Months on Visa Balance Transfers

After that, your variable APR applies, which currently ranges between 8.15% to 22.15% (includes BECU Visa and BECU Cash Back card ranges.

It is more important than ever to keep track of where your money is going- why throw it away on high interest rates?

We're here to help.

Transfer your high-interest debt from another financial institution to your BECU Visa® credit card, and you'll pay no interest on the transferred balance for 12 months. As an added plus (and because you shouldn't have to pay fees on your own money), you'll pay nothing to transfer your balance.

Other financial institutions can charge up to 5% on balance transfers. With no fees on the transaction or the transferred balance itself, you'll be free from debt faster than ever. 

In addition to credit card balances, consider transferring these debts from other financial institutions to your BECU Visa card:

  • Personal loans
  • Auto loans
  • Other high-interest debt

Ready to get started? 

Simply call us at 800-233-2328, ext. 7233, and be sure to read the special notice below. Ready to transfer your balance? Have the following information ready: 

  • Lender's name (e.g., the institution or credit card company) 
  • Lender's mailing address
  • Your account number 
  • Amount you wish to transfer.

(Note — to accept this offer, you must complete your balance transfer between January 15, 2018 and March 31, 2018.)

Don't have your BECU Visa card yet? Our rates are among the lowest in the country. Put that debt on ice and apply today!  

SPECIAL NOTICE to members who pay their entire balance in full each month: If you always pay your balance in full each month, you do not pay interest on your purchases. This is called a grace period. Please note that if you take this offer, you will lose your grace period. If you transfer a balance to this account, you will begin paying interest on all new purchases (which includes recurring automatic payments) charged to the account, even if you pay your purchase balance in full each month. To avoid paying interest on your purchases, you must pay both your transferred balance and your purchase balance in full.