Credit Card

BECU Credit Cards

BECU credit card rates are among the best in the country.

BECU Credit Cards

Our credit cards stand out from the pack with benefits such as competitive rates, fewer fees, and great rewards. See what each card offers.

Low Rate Credit Card

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  • One of the nation's lowest everyday interest rates

  • No annual fee

  • New Cardholder Offer: 0% APR for your first 12 months for purchases, and for any balance transfers made within the first 90 days of opening your account. 

Cash Back Credit Card

Two women carrying shopping bags, Cash Back Visa credit card

  • Unlimited 1.5% cash back

  • No annual fee

  • Earn a $300 cash back bonus after you spend $3,000 on purchases in the first three months of account opening*

Secured Credit Card

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  • No monthly or annual fees

  • Can help establish or re-establish good credit history

  • May improve credit score

Affinity Partner Credit Cards

Two smiling women and images of BECU Affinity Partner Credit Card Designs

  • Show your pride

  • Boeing, UW and WSU card designs available.

BECU Membership required in order to obtain a BECU Credit Card. Refer to the Visa Guide to Benefits for complete terms, conditions, and benefit details.

*$300 CASH BACK AFTER SPENDING $3,000 IN PURCHASES IN THREE (3) MONTHS from account opening:
This offer is not available to either (i) current cardholders of this credit card, or (ii) previous cardholders of this credit card who received a new cardholder bonus for this credit card within the last 12 months. The additional $300 cash reward is not available to individuals who currently have a Low Rate BECU Credit Card and switch to a Cash Back Rewards Credit Card or to individuals who have opened a different Cash Back Rewards Account within the previous 12 months. You will receive $300 cash back credit which you must redeem. To qualify and receive your bonus, you must make purchases totaling $3,000 or more in the first 3 months from account opening. (“Purchases” do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers, or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers, or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, any fees of any kind, including an annual fee, if applicable.) After qualifying, please allow up to 30 days for bonus to post to your cash back balance. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.