commercial Membership & Accounts

Contact the Relationship Team
steve m., Mukilteo

Commercial Checking & Savings

business account rates

APY Effective 1/1/2017*

.05
%
APY

Interest Bearing Checking

.10
%
APY

Business Member Share and Savings

.15
%
APY

Business Money Market

$10,000 - $49,999.99

*See Business Account Disclosure for details

Your Bottom Line is Our Top-of-Mind

Your business always comes first at BECU.  Our relationship managers brings the expertise you expect and our services save you time and money. Just what you'd expect from a member-owned credit union.

Business Checking Products: Options that work for you

BECU offers better rates and significantly fewer fees. Check out our straightforward business checking options:  Basic Checking and Interest Checking.

Basic Checking Interest Checking
Interest-Earning
No
Yes, see rates to left
Monthly Maintenance Fee
No fee
No fee
Debit/Check Fees
The first 50 paid items in a calendar month are free; after that, $.25 is charged per paid item
$.12 per paid item
Deposit Transaction Fee
No fee
$.15 per deposit transaction
Deposited Item Fee
Your first 150 deposited items in a calendar month are free; after that, $.15 is charged per deposited item

For deposits made Online or at an ATM, the entire deposit is considered as only 1 deposited item
$.05 per deposited item

For deposits made Online or at an ATM, the entire deposit is considered as only 1 deposited item and is charged $.05

Additional commercial banking services include:

Online Banking & Bill Payment

24-hour secure access to business accounts, bill payment services, transfers, deposits, and other services. Learn more 

High-Speed Online Deposits

Secure, 24/7 online deposits via computer and a scanner. Scan up to 30 checks at once. Learn more 

Mobile Banking

Check balances, make transfers, deposit checks, and pay bills from anywhere, using a mobile device. Read more

ATM Services

Make deposits and withdrawals, view account balances, and transfer funds anytime at our Neighborhood Financial Centers, at our more than 220 local BECU ATMs, and at BECU retail kiosks (excluding Rite Aid cash-only ATMs). You'll also get all the services of our BECU ATMs at more than 30,000 ATMs carrying the CO-OP Network logo.

Zero-Liability Business Debit Card

Includes comprehensive fraud protection through our partnership with the MasterCard Zero Liability program. Learn more

Savings Products: Put your money to work

Better rates – a hallmark of credit unions – that's what you'll find at BECU.  

Business Savings Accounts

Great rates and no monthly maintenance fees: A streamlined way to earn interest on your extra cash.

Money Market Accounts

For savings balances over $10,000, earn a higher rate and enjoy check writing privileges (limited to 6 per month). 

Fixed-rate CDs

Flexible CDs offer savings with a higher rate of return, in terms from 3 to 60 months.

*APY = Annual Percentage Yield; rates subject to change, fees may reduce earnings.  A Member Share Savings account is required to establish membership.

Loans are subject to credit approval and other underwriting criteria and not everybody will qualify.  Certain restrictions apply.  Business and Commercial Loan programs, terms and conditions subject to change without notice.