Commercial Checking & Savings
business account rates
APY Effective 1/1/2017*
Interest Bearing Checking
Business Member Share and Savings
Business Money Market
$10,000 - $49,999.99
Your Bottom Line is Our Top-of-Mind
Your business always comes first at BECU. Our relationship managers brings the expertise you expect and our services save you time and money. Just what you'd expect from a member-owned credit union.
Business Checking Products: Options that work for you
BECU offers better rates and significantly fewer fees. Check out our straightforward business checking options: Basic Checking and Interest Checking.
|Basic Checking||Interest Checking|
Yes, see rates to left
|Monthly Maintenance Fee||
The first 50 paid items in a calendar month are free; after that, $.25 is charged per paid item
$.12 per paid item
|Deposit Transaction Fee||
$.15 per deposit transaction
|Deposited Item Fee||
Your first 150 deposited items in a calendar month are free; after that, $.15 is charged per deposited item
For deposits made Online or at an ATM, the entire deposit is considered as only 1 deposited item
$.05 per deposited item
For deposits made Online or at an ATM, the entire deposit is considered as only 1 deposited item and is charged $.05
Additional commercial banking services include:
Online Banking & Bill Payment
24-hour secure access to business accounts, bill payment services, transfers, deposits, and other services. Learn more
Make deposits and withdrawals, view account balances, and transfer funds anytime at our Neighborhood Financial Centers, at our more than 220 local BECU ATMs, and at BECU retail kiosks (excluding Rite Aid cash-only ATMs). You'll also get all the services of our BECU ATMs at more than 30,000 ATMs carrying the CO-OP Network logo.
Zero-Liability Business Debit Card
Includes comprehensive fraud protection through our partnership with the MasterCard Zero Liability program. Learn more
Savings Products: Put your money to work
Better rates – a hallmark of credit unions – that's what you'll find at BECU.
Business Savings Accounts
Great rates and no monthly maintenance fees: A streamlined way to earn interest on your extra cash.
Money Market Accounts
For savings balances over $10,000, earn a higher rate and enjoy check writing privileges (limited to 6 per month).
Flexible CDs offer savings with a higher rate of return, in terms from 3 to 60 months.
*APY = Annual Percentage Yield; rates subject to change, fees may reduce earnings. A Member Share Savings account is required to establish membership.
Loans are subject to credit approval and other underwriting criteria and not everybody will qualify. Certain restrictions apply. Business and Commercial Loan programs, terms and conditions subject to change without notice.