Business Loans and Credit Cards

Commercial Business Credit Cards, Lines & Loans

Get local expertise to customize a commercial financing solution with your best interest in mind.

Contact the Relationship Team

Commercial Business Credit Cards, Loans & Lines

Business Visa Rates

APR Effective 6/1/2019*

10.24 - 18.24

Business Visa®

Variable Rate

12.24 - 20.24

Business Visa® with Cash Rewards

Variable Rate

*See Business Lending Rates for details

Look to BECU to provide the local expertise and relationship approach needed to customize a commercial financing solution with your best interest in mind.   We offer a complete suite of financing options delivered by our experienced relationship and underwriting teams.

Pay No Pre-Payment Penalties on Commercial Real Estate Loans

BECU offers conventional and SBA loans for purchasing or refinancing owner-occupied and investment properties.  Flexible repayment terms, low origination fees, a no-prepayment fee option, and competitive rates mean we'll design the right loan for you. Learn more

Term Loans 

Term loans are available with low origination fees, no prepayment fees and access to SBA programs to maximize your options.  Rapid credit request processing is a BECU hallmark. Learn more

Business Vehicle Loans

Whether it's one car or a fleet of vehicles, BECU Vehicle Loans benefit your bottom line. Explore your options with no loan fee, competitive, fixed rates on terms up to 72 months, and the ability to finance up to the entire vehicle purchase price. Learn more

Line of Credit 

BECU lines of credit provide cash availability to businesses for seasonal or short-term financing needs, with low origination and annual fees.  Lines of credit can also be used for overdraft protection on BECU business checking accounts. Learn more

Business Visa® Credit Cards 

BECU Business Visa credit cards provide flexibility, control, and options. And there's no annual fee, cash advance or foreign transaction fees on international purchases. Employee credit cards with spending limits you control provide an easy method to manage travel or office expenses.  24/7 account access via phone, online, or mobile device and continual fraud monitoring with immediate alerts for unusual or unexpected activity provide peace of mind. Learn more

Business Visa® with Cash Rewards 

Business Visa with Cash Rewards gives you all of the same benefits of the Business Visa, including no annual fee, cash advance or foreign transaction fees on international purchases - plus you earn a 1.5% cash reward on all net qualified card purchases.  And cash rewards on employee cards are rolled up to the company level automatically. Learn more

Rates and financing offered are based on applicant's credit qualifications and other underwriting criteria. Fees may apply. Lending programs, including rates and terms, are subject to change without notice. This loan program is for business purposes and commercial loans only.

Loans are subject to credit approval and other underwriting criteria and not everybody will qualify.  Certain restrictions apply.  Business and Commercial Loan programs, terms and conditions subject to change without notice.