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BECU Home Loan Offer

Take advantage of special savings when refinancing.

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Save Two Ways at Closing

Refinancing your home can be a budgeting solution in uncertain times. You may get better interest rates, lower your monthly mortgage payments, and even consolidate some debt. What's more, the ways to save add up at BECU.

Enjoy two money-saving benefits when refinancing:

  • Pay no origination (lender) fee
  • Receive up to $700 in credit when you close*

No Origination Fee

By paying no origination fee - a finance fee other lenders may charge, typically 1% of the loaned amount - you could save hundreds, even thousands. Financing $250,000? You would save $2,500 alone.

Closing Cost Credit

Mention this offer when applying, and you'll receive up to $700 in closing-cost credit when you set up automatic payments from BECU.

What Qualifies:

  • Home refinances (including current BECU mortgages)
  • Home purchases
  • Investment properties (1 - 4 units)

What's Excluded:

  • BECU's 12-Year, No-Fee Mortgage
  • Government Loans (FHA, VA)

How to Apply:

Apply online for a home loan or refinance using the button below. You can also call us at (206) 439-5037 to speak to a BECU mortgage advisor over the phone. Don't forget to mention this offer when applying.

Other Ways to Save on Your BECU Home Loan:

*Important information about this offer: Offer only available to Alaska Air Group employees and affiliates, Amazon employees, Greater Spokane Valley Chamber of Commerce members, King County employees, MultiCare employees, employees of eligible Passport-benefit companies, UW Alumni Association employees and members, and WSU Alumni Association employees and members. Affiliates are defined as: retirees and spouses/domestic partners of current and retired employees. Passport-eligible companies include: Allyis, Apple, Fortive, Gene Juarez, Genie-Terex, Google, Hewlett Packard, Honeywell, McAfee, Microsoft, Northwest University, NW Preferred, Oracle, Pokemon, Porch, Premera, Rover, Seattle Genetics, Smartsheet, Standard Insurance Company, Swedish Medical Center, T-Mobile, WE Communications, Weyerhaeuser, WSCPA, and Zillow. BECU employees are not eligible.

Mortgage application must be received between 04/01/2020 and 06/30/2020. Up to $700 credit applied at loan closing with setup of automatic mortgage payment from a BECU account. Transfers or withdrawals from savings and money market accounts are limited to six per month via check, automatic, electronic, or telephonic means imposed by Federal Regulation D. Mortgages are available in: WA, OR, CA, AZ, KS, MO, PA, ID, SC and IL only. Eligible for owner and non-owner occupied purchases and refinances including investment properties (1-4 units). Offer not valid on Government loans (FHA, VA) and 12-Year No Fee loans. Loans are subject to BECU membership, credit approval, and other underwriting criteria, and not everybody will qualify. Certain restrictions apply. Home loan programs, terms and conditions are subject to change without notification. Loan must close by 09/30/2020.