Mortgage

Low Rates, Fewer Fees and Zero Origination Fee*

A home purchase or refinance is a big milestone in life. For Passport members who finance either with BECU, you'll have peace of mind knowing that you received a great low rate on your mortgage with us along with fewer fees and zero origination fee*.

Get a Support Staff

During your home search, we'll pair you with a mortgage advisor to help you find the right loan for your budget. You'll get the added benefit of better credit union rates, fewer fees, and the support of Mortgage Advisors who often live and work in the local market where you're buying. 

Zero Origination Fee*

Once you find a home, enjoy saving during your buying process: BECU doesn't charge Passport members an origination fee. What's an origination fee? It's what a financial institution traditionally charges to process the loan, often 1% of the loan.

Example of Origination Fee Savings

Home / Home Loan
Home Price
$400,000
Money
Origination Fee
$4,000
Way to Go / Good Job
Savings
Avoid paying $4,000 in fees at closing

*Fee savings is effective on 11/14/2018 and based on 30 year term, $400,000 loan amount, 20% down payment, Interest rate 5.125%, Annual percentage rate 5.165%, -0.250% discount points,  $1742.36 monthly payment (does not include property taxes or hazard insurance). The no-origination fee promotion does not currently apply to FHA loans.  Loans are subject to credit approval and other underwriting criteria and not everybody will qualify.  Certain restrictions apply.  Home Loan programs, terms and conditions subject to change without notice. Boeing Employees' Credit Union NMLS ID 490518.