Home Loan OfferStart Saving
Pay No Origination Fee1 and Get $700 Closing Credit2
Enjoy two fantastic money-saving offers from BECU:
Purchase or refinance a home and pay no origination fee
Enjoy $700 in closing-cost credit
No Origination Fee
By paying no origination fee - a finance fee other lenders may charge, typically 1% of the loaned amount - you could see significant savings. Borrowing $450,000? You would save $4,500 alone.
Closing Cost Credit
That $700 goes a long way with all the potential added expenses home buying can bring: moving trucks, storage, property taxes, inspection fees, home-repair costs, packing supplies and more.
Home refinances (including current BECU mortgages)
Investment properties (1 - 4 units)
BECU's 12-year, no-fee mortgage
Government loans (FHA, VA)
How to Apply:
Apply online for a home loan or refinance using the button below.
You can also make an appointment to apply in person at your nearest BECU location. Or, call us at 206-439-5037 to speak to a BECU mortgage advisor over the phone. You'll want to remind them of this offer when you apply.
Why Choose BECU for Your Home Loan:
Co-op business model equals better rates and fewer fees
Benefit of working with your credit union as you pay and manage your loan
BECU Home Rewards3: Get up to 20% back of your real estate agent's commission
Click the button above to get started on saving at closing.
1The no-origination fee offer does not apply to FHA loans.
2Important information about this offer: Offer available to King County employees, Amazon employees, Alaska Air Group employees and affiliates, Greater Spokane Valley Chamber of Commerce members, and Passport Affinity members only. Alaska Air Group affiliates are defined as: Alaska Air Group retirees and spouses/domestic partners of current and retired Alaska Air Group employees. Mortgage application must be received between 4/1/2019 and 6/30/2019. $700 credit is applied at loan closing with setup of automatic mortgage payment from a BECU account. Transfers or withdrawals from savings and money market accounts are limited to six per month via check, automatic, electronic, or telephonic means imposed by Federal Regulation D. Mortgages are available in: WA, OR, CA, AZ, KS, MO, PA, ID, SC and IL only. Offer valid on purchase or refinance of owner and non-owner occupied properties including investment properties (1-4 units). Offer not valid on Government loans (FHA, VA) or 12-Year No Fee loans. Loans are subject to BECU membership, credit approval, and other underwriting criteria, and not everybody will qualify. Certain restrictions apply. Home loan programs, terms, and conditions are subject to change without notification. Loan must close by 9/30/2019.
3Home Rewards is a program provided by Prime Alliance Real Estate Services, LLC and is not affiliated with BECU. Certain restrictions apply. Offers subject to change without notice. Please contact your assigned Member Advocate for additional information regarding these buyer/seller benefits. Real estate services provided by carefully selected local real estate agent.