Smiling man standing next to his car

Benefit Hub Special Offer

Auto Loan Offer

You can get a $200 bonus when you finance or refinance an auto loan with BECU.1

Auto Loan Benefits

  • We keep our auto rates low by offering loans exclusively to members and partners like you.
  • BECU financing is available on-site with many participating dealerships.
  • New auto loan interest rates apply to cars up to two years old.

Earn a Better Rate

After you receive funding for your auto loan, you are automatically enrolled into our Loan Reprice Program.

We periodically evaluate the credit rating of each member who has a credit card, personal line of credit, personal loan, auto loan, boat loan or RV loan with BECU. If you've improved your credit score and your account is in good standing, you might earn a better rate (if you're not already receiving our lowest published rate).2 We'll update your APR and let you know.

How To Apply

Apply online by clicking the link below. Remember to use promo code BENEFITAUTO.

You can also make an appointment to apply in person at your nearest BECU location, call us at 800-233-2328 or apply directly at one of our participating dealers.

Not a member? You can apply for membership and see how you can save more3.

Offer valid 7/1/2023 to 9/30/2023.

1 Financing is subject to BECU membership, credit approval, and other underwriting criteria; not every applicant will qualify. Offer valid for funded auto loan purchases and external refinances using promo code BENEFITAUTO by September 30, 2023. BECU is not required to pay the promotional incentive for loans funded without the appropriate Promo Code. Certain conditions apply to this offer, including but not limited to, the loan amount cannot exceed BECU's approved value for the auto, collateral mileage cannot exceed 150,000 miles and the loan proceeds may not be used to pay off, refinance, or pay down any BECU loan. For auto loan refinances, the final loan amount will be the amount needed to pay off the existing loan with another institution as supported by current lienholder payoff information and cannot exceed the approved value of the collateral. Once your loan is funded, we will deposit the $200 cash back bonus to the primary borrower's BECU Member Share or Member Advantage savings account within 90 days of loan funding. Limit of $200 cash back per loan and per member. Offer bonus may be reported to the IRS on form 1099-MISC as income at year end.

2 BECU periodically evaluates the credit rating of each member who has an auto, boat, RV, credit card, line of credit, or personal loan with BECU. If your score has improved sufficiently and your account is in good standing, we will look at reducing your rate (if you didn't get our lowest published rate initially).

3Member Share or Member Advantage savings account required to establish membership; not everyone will qualify.