Mortgage OfferApply Now
Access special savings when buying or refinancing a home.
Ready for a new place to call home or looking to lower your monthly home payment? You can receive cash-conserving benefits from BECU:
- Pay no origination (lender) fee.
- Receive up to $700 in credit when you close
No Origination Fee
Did you know? By paying no origination fee — a finance fee other lenders may charge, typically 1% of the loan amount — you could save hundreds, even thousands. Borrowing $450,000? You would save $4,500 alone.
Closing Cost Credit
Receive up to a $700 credit at closing1 with automatic payments from your BECU account to put money back in your pocket for future home projects or to put toward the added expenses home buying can bring. Mention this offer when you apply.
- Home purchases.
- Home refinances (including current BECU mortgages).
- Investment properties (1 – 4 units).
- BECU's 12-Year, No-Fee Mortgage.
- Government Loans (FHA, VA).
How to Apply:
Apply online for a home loan or refinance using the button below. Don't forget to mention this offer when applying.
- BECU Home Rewards: Get up to 20% back of your real estate agent's commission.2
- First Time Homebuyer Grants: Get up to 2% (maximum of $7,500) of the down-payment or closing costs on your first home.3
1 Important information about this offer. Offer available to Alaska Air, Amazon, Google, Microsoft and MultiCare employees only. BECU employees are not eligible. Mortgage application must be received between April 1 to June 30, 2021. A $700 credit is applied at mortgage loan closing with setup of automatic mortgage payment from a BECU checking account. Mortgages are available in: WA, OR, CA, AZ, KS, MO, PA, ID, SC and IL only. Offer valid on purchase and refinance of eligible owner- and non-owner-occupied purchases and refinances including investment properties (1-4 units). Offer not valid on government loans (FHA, VA) or 12-Year No Fee loans. Mortgage loans are subject to BECU membership, credit approval and other underwriting criteria and not everybody will qualify. Certain restrictions apply. Mortgage loan programs, terms and conditions are subject to change without notification. A fully executed Purchase and Sales Contract must be provided to us for any purchase application and loan must close by Sept. 30, 2021. This offer may not be combined with other offers except for the FTHB Grant, FTHB seminar coupon and BECU Home Rewards. Boeing Employees' Credit Union NMLS ID 49051.
2 Home Rewards is a program provided by Prime Alliance Home Rewards, LLC and is not affiliated with BECU. Certain restrictions apply. Offer subject to change without notice. Please contact your assigned member advocate for additional information regarding these buyer/seller benefits. Real estate services provided by carefully selected local real estate agents.
3 Buyers must meet all the first-time homebuyer grant program criteria, including loan and property qualifications, all of which may not be listed here. BECU reserves the right to alter or change criteria.