Purchase with confidence using BECU Visa.

The credit card with nothing to hide.

As a not-for-profit credit union, BECU has always put people ahead of profit. So it makes sense that the BECU Visa credit card represents one of the best credit card values in the country—with low rates, fewer fees and more ways to earn and redeem rewards.*

BECU Visa
APR* effective 02/01/2012
Visa 6.90% - 18.00%
Rates as low as 6.90% APR and No Transaction Fees

With a BECU Visa credit card, you’ll enjoy the benefits of rates as low as at 6.90% APR* on purchases and cash advances. There are no annual fees, no balance transfer fees and no penalties for inactivity.

The BECU Visa credit card is issued right here in the Northwest

Carry a BECU Visa credit card and enjoy the benefits of working with a credit union that has been serving the Puget Sound for 75 years.

Your APR can improve if your credit history improves

We evaluate our card members’ credit portfolios. If your credit has improved, and you don’t already have the lowest rate, we look to reduce the APR on your card.*

Generous and Flexible BECU Rewards Program

Add the BECU Rewards program to your BECU Visa for a low annual fee of $25 and begin earning points toward airline tickets, merchandise, entertainment and more.

Why choose BECU over a bank?

We take pride in being on your side. Bank profits often feed shareholders and executive bonuses. At BECU, our profits go directly to you in the form of great rates, lower fees and better services. We serve the community—not our own wallets.

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*IMPORTANT DISCLOSURES REGARDING RATE , FEES AND OTHER COST INFORMATION
Advertised APR in effect as of 6/1/2010, based on excellent credit and may vary after account opening. Rates offered based on creditworthiness. Programs, rates, terms, and conditions are subject to change without notice.

$25 Annual Participation Fee for BECU Rewards option

BECU performs periodic reviews of its credit card portfolio to determine, based on the borrower’s creditworthiness, if a credit card account qualifies for a lower rate tier.

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