Open Doors with Small Business Loan Options
Whether you need startup funds or some extra office space, BECU has a range of small
business loans and lines of credit to help meet your needs. Take a look at the
choices here and call a Small Business Services Officer to learn more.
Small Business Line of Credit
Small Business Line of Credit
For a ready source of funds when your business needs it, consider a BECU Small Business Line of Credit. Access additional funds as you pay off the balance, and use it as overdraft protection for your BECU Small Business Checking account.
Small Business Line of Credit
Rate* effective 02/01/2012 |
| Line of Credit |
Prime + 2.0% - 4.0% |
Features & Benefits
- Free Online Banking and Telephone Banking
- Flexible repayment terms
- Competitive variable rates
- Secured or unsecured loans
- Small Business Checking account overdraft protection
- Additional funds available as you pay off the balance
- Low origination fees
- Low annual fees
*Variable Line of Credit rates are subject to increase after loan consummation. Financing offered is based on applicant's credit qualifications. Fees may apply. Lending programs, including rates and terms, are subject to change without notice. This loan program is for business purposes and commercial loans only.
Small Business Term Loans
Small Business Term Loans
Keep ahead of your business expenses with BECU Small Business Term Loans. Whether you need cash for new equipment, a delivery van, inventory, office space, or building repairs, BECU has loan options to help you with your business needs. Work with one of our Small Business Services Officers to find the right loan for you.
Small Business Term Loans
Rate* effective 02/01/2012 |
| Variable Rate Term Loan |
Prime + 1.0% - 4.0% |
| Fixed Rate Term Loan |
6.00% - 10.00% |
Features & Benefits
- Fixed or variable terms
- Repayment terms up to 5 years or longer in certain circumstances
- Online account access
- Range of collateral options
*Rates and financing offered are based on applicant's credit qualifications. Fees may apply. Lending programs, including rates and terms, are subject to change without notice. This loan program is for business purposes and commercial loans only. Additional disclosure for the variable rate: Initial fixed interest rate period, then adjusts periodically.
Commercial Real Estate Loans
Commercial Real Estate Loans
Are you considering purchasing a new building or refinancing your current business office or investment property? BECU commercial real estate loans have competitive fees and lower rates for purchasing or refinancing existing properties.
Commercial Real Estate Loans
Rate* effective 02/01/2012 |
| Commercial Real Estate |
7.00% - 10.00% |
Features & Benefits
- Competitive rates and low fees
- Fixed or variable rates
- Repayment terms of up to 10 years
- Amortization up to 25 years maximizes cash flow
- Online account access
*Rates and financing offered are based on applicant's credit qualifications. Fees may apply. Lending programs, including rates and terms, are subject to change without notice. This loan program is for business purposes and commercial loans only. Additional disclosure for variable rate: Initial fixed interest rate period, then adjusts periodically.
With low rates and no annual fee, the locally-issued BECU Visa is one of the best credit cards in the country.
Whether your business is just getting started or expanding, we have lending options for you to explore.
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