We are a local credit union helping local businesses with day-to-day transactions and financing for the future. Let our business experts help find the right banking solution to meet your business needs.

Business Certificates of Deposit – CDs

Guaranteed fixed-rate CDs offer a variety of risk-free, flexible saving options with high rates of return. We have terms ranging from 3 to 60 months, and with the Add-To option your initial investment can be as little as $100.

Business Certificates of Deposit – CDs
APY* effective 08/01/2014
Product $500 - $49,999.99 $50,000 - $99,999.99 $100,000 +
12 - 17 Month CD
0.20% 0.25% 0.25%
60 month CD
0.90% 0.95% 0.95%

CD Options

Choose a Maturity Date or Term — BECU CDs offer the flexibility to choose a CD by a specific maturity date or by choosing the specific term length.

  • Maturity date: Choose the date your CD will mature without being restricted by specific CD term lengths. The benefit is your investment will be available on the date you want it.
  • Term: Choose from 3 months to 60 months term lengths. The CD will mature at the end of the term you selected.

Bump — Do you like to keep tabs on financial markets and follow interest rate forecasts? Then choose a 12 or 24 month "Bump" CD. These CDs have a one-time option to increase the interest rate on your investment to BECU’s published rate for the equivalent term CD.

Add-To Option — With the Add-To option, you can make additional contributions while maintaining your fixed interest rate. Choosing Add-To also allows you to open a CD with as little as $100.

Features & Benefits

  • Free Online, Mobile and Telephone Banking
  • Free eStatements
  • Fixed rates
  • Terms range from 3-60 months with the option to choose your CD by a specific maturity date or by a specific term length
  • Greater flexibility with Bump and Add-To options
  • Open a CD with as little as $100 with the Add-To feature

Learn what you'll need to open your BECU Business account by viewing the Business Membership & Account Opening Checklist.

*APY = Annual Percentage Yield. Rates subject to change, fees may reduce earnings. To open this account, you’re required to establish membership by opening a Member Share Savings Account with a required $5 minimum deposit.

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New to BECU or not yet a Business member?

Sign up for BECU Business membership and add your account at the same time, just print, fill out, and bring the form below to any BECU location.

Business Membership

Already a BECU Business member?

To add your new account just print, fill out, and bring the form below to any BECU location.

Add a New Account