﻿<?xml version="1.0" encoding="utf-8"?><?xml-stylesheet type='text/css' href='/css/rss.css' ?><rss version="2.0"><channel><title>Small Business Certificates of Deposit – CDs</title><link>http://www.becu.org/pdfsource/sbs_account_disclosure.pdf</link><copyright>Copyright 2009 BECU. All rights reserved.</copyright><item><title>3 - 5 Month CD</title><description>$500 - $49,999.99: 0.50% APY*&lt;br/&gt;$50,000 - $99,999.99: 0.55% APY*&lt;br/&gt;$100,000 +: 0.60% APY* &lt;br/&gt;&lt;ul&gt;
&lt;li&gt;If the opening balance is less than $500, the Add-To feature is mandatory.  With this feature, you add to the interest-earning principal balance of your CD with automatic recurring transfers from a BECU account.&lt;/li&gt;
&lt;li&gt;Interest compounds and is credited monthly.&lt;/li&gt;
&lt;li&gt;A penalty may be imposed for early withdrawal.&lt;/li&gt;
&lt;/ul&gt;
 &lt;br/&gt;*Rate stated as APY = Annual Percentage Yield. Rates subject to change, fees may reduce earnings. To open this account, you’re required to establish membership by opening a Member Share Savings Account with a required $5 minimum deposit. &lt;br/&gt;&lt;br/&gt;Equal Housing Lender.  We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.&lt;br/&gt;NCUA: Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States government.</description><link>http://www.becu.org/pdfsource/sbs_account_disclosure.pdf?id=0</link><pubDate>Wed, 01 Sep 2010 00:00 PDT</pubDate><rate>$500 - $49,999.99: 0.50%</rate><rate2>$50,000 - $99,999.99: 0.55%</rate2><rate3>$100,000 +: 0.60%</rate3><terms>&lt;ul&gt;
&lt;li&gt;If the opening balance is less than $500, the Add-To feature is mandatory.  With this feature, you add to the interest-earning principal balance of your CD with automatic recurring transfers from a BECU account.&lt;/li&gt;
&lt;li&gt;Interest compounds and is credited monthly.&lt;/li&gt;
&lt;li&gt;A penalty may be imposed for early withdrawal.&lt;/li&gt;
&lt;/ul&gt;
</terms><disclaimer>*Rate stated as APY = Annual Percentage Yield. Rates subject to change, fees may reduce earnings. To open this account, you’re required to establish membership by opening a Member Share Savings Account with a required $5 minimum deposit.</disclaimer></item><item><title>6 - 11 Month CD</title><description>$500 - $49,999.99: 0.65% APY*&lt;br/&gt;$50,000 - $99,999.99: 0.70% APY*&lt;br/&gt;$100,000 +: 0.75% APY* &lt;br/&gt;&lt;ul&gt;
&lt;li&gt;If the opening balance is less than $500, the Add-To feature is mandatory. With this feature, you add to the interest-earning principal balance of your CD with automatic recurring transfers from one of your other BECU deposit accounts.&lt;/li&gt;
&lt;li&gt;Interest compounds and is credited monthly.&lt;/li&gt;
&lt;li&gt;A penalty may be imposed for early withdrawal.&lt;/li&gt;
&lt;/ul&gt;
 &lt;br/&gt;*Rate stated as APY = Annual Percentage Yield. Rates subject to change, fees may reduce earnings. To open this account, you’re required to establish membership by opening a Member Share Savings Account with a required $5 minimum deposit. &lt;br/&gt;&lt;br/&gt;Equal Housing Lender.  We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.&lt;br/&gt;NCUA: Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States government.</description><link>http://www.becu.org/pdfsource/sbs_account_disclosure.pdf?id=1</link><pubDate>Wed, 01 Sep 2010 00:00 PDT</pubDate><rate>$500 - $49,999.99: 0.65%</rate><rate2>$50,000 - $99,999.99: 0.70%</rate2><rate3>$100,000 +: 0.75%</rate3><terms>&lt;ul&gt;
&lt;li&gt;If the opening balance is less than $500, the Add-To feature is mandatory. With this feature, you add to the interest-earning principal balance of your CD with automatic recurring transfers from one of your other BECU deposit accounts.&lt;/li&gt;
&lt;li&gt;Interest compounds and is credited monthly.&lt;/li&gt;
&lt;li&gt;A penalty may be imposed for early withdrawal.&lt;/li&gt;
&lt;/ul&gt;
</terms><disclaimer>*Rate stated as APY = Annual Percentage Yield. Rates subject to change, fees may reduce earnings. To open this account, you’re required to establish membership by opening a Member Share Savings Account with a required $5 minimum deposit.</disclaimer></item><item><title>12 - 17 Month CD</title><description>$500 - $49,999.99: 0.95% APY*&lt;br/&gt;$50,000 - $99,999.99: 1.00% APY*&lt;br/&gt;$100,000 +: 1.06% APY* &lt;br/&gt;&lt;ul&gt;
&lt;li&gt;If the opening balance is less than $500, the Add-To feature is mandatory. With this feature, you add to the interest-earning principal balance of your CD with automatic recurring transfers from one of your other BECU deposit accounts.&lt;/li&gt;
&lt;li&gt;Interest compounds and is credited monthly.&lt;/li&gt;
&lt;li&gt;A penalty may be imposed for early withdrawal.&lt;/li&gt;
&lt;/ul&gt;
 &lt;br/&gt;*Rate stated as APY = Annual Percentage Yield. Rates subject to change, fees may reduce earnings. To open this account, you’re required to establish membership by opening a Member Share Savings Account with a required $5 minimum deposit. &lt;br/&gt;&lt;br/&gt;Equal Housing Lender.  We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.&lt;br/&gt;NCUA: Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States government.</description><link>http://www.becu.org/pdfsource/sbs_account_disclosure.pdf?id=2</link><pubDate>Wed, 01 Sep 2010 00:00 PDT</pubDate><rate>$500 - $49,999.99: 0.95%</rate><rate2>$50,000 - $99,999.99: 1.00%</rate2><rate3>$100,000 +: 1.06%</rate3><terms>&lt;ul&gt;
&lt;li&gt;If the opening balance is less than $500, the Add-To feature is mandatory. With this feature, you add to the interest-earning principal balance of your CD with automatic recurring transfers from one of your other BECU deposit accounts.&lt;/li&gt;
&lt;li&gt;Interest compounds and is credited monthly.&lt;/li&gt;
&lt;li&gt;A penalty may be imposed for early withdrawal.&lt;/li&gt;
&lt;/ul&gt;
</terms><disclaimer>*Rate stated as APY = Annual Percentage Yield. Rates subject to change, fees may reduce earnings. To open this account, you’re required to establish membership by opening a Member Share Savings Account with a required $5 minimum deposit.</disclaimer></item><item><title>18 - 23 Month CD</title><description>$500 - $49,999.99: 1.11% APY*&lt;br/&gt;$50,000 - $99,999.99: 1.16% APY*&lt;br/&gt;$100,000 +: 1.21% APY* &lt;br/&gt;&lt;ul&gt;
&lt;li&gt;If the opening balance is less than $500, the Add-To feature is mandatory. With this feature, you add to the interest-earning principal balance of your CD with automatic recurring transfers from one of your other BECU deposit accounts.&lt;/li&gt;
&lt;li&gt;Interest compounds and is credited monthly.&lt;/li&gt;
&lt;li&gt;A penalty may be imposed for early withdrawal.&lt;/li&gt;
&lt;/ul&gt;
 &lt;br/&gt;*Rate stated as APY = Annual Percentage Yield. Rates subject to change, fees may reduce earnings. To open this account, you’re required to establish membership by opening a Member Share Savings Account with a required $5 minimum deposit. &lt;br/&gt;&lt;br/&gt;Equal Housing Lender.  We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.&lt;br/&gt;NCUA: Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States government.</description><link>http://www.becu.org/pdfsource/sbs_account_disclosure.pdf?id=3</link><pubDate>Wed, 01 Sep 2010 00:00 PDT</pubDate><rate>$500 - $49,999.99: 1.11%</rate><rate2>$50,000 - $99,999.99: 1.16%</rate2><rate3>$100,000 +: 1.21%</rate3><terms>&lt;ul&gt;
&lt;li&gt;If the opening balance is less than $500, the Add-To feature is mandatory. With this feature, you add to the interest-earning principal balance of your CD with automatic recurring transfers from one of your other BECU deposit accounts.&lt;/li&gt;
&lt;li&gt;Interest compounds and is credited monthly.&lt;/li&gt;
&lt;li&gt;A penalty may be imposed for early withdrawal.&lt;/li&gt;
&lt;/ul&gt;
</terms><disclaimer>*Rate stated as APY = Annual Percentage Yield. Rates subject to change, fees may reduce earnings. To open this account, you’re required to establish membership by opening a Member Share Savings Account with a required $5 minimum deposit.</disclaimer></item><item><title>24 - 35 Month CD</title><description>$500 - $49,999.99: 1.31% APY*&lt;br/&gt;$50,000 - $99,999.99: 1.36% APY*&lt;br/&gt;$100,000 +: 1.41% APY* &lt;br/&gt;&lt;ul&gt;
&lt;li&gt;If the opening balance is less than $500, the Add-To feature is mandatory. With this feature, you add to the interest-earning principal balance of your CD with automatic recurring transfers from one of your other BECU deposit accounts.&lt;/li&gt;
&lt;li&gt;Interest compounds and is credited monthly.&lt;/li&gt;
&lt;li&gt;A penalty may be imposed for early withdrawal.&lt;/li&gt;
&lt;/ul&gt;
 &lt;br/&gt;*Rate stated as APY = Annual Percentage Yield. Rates subject to change, fees may reduce earnings. To open this account, you’re required to establish membership by opening a Member Share Savings Account with a required $5 minimum deposit. &lt;br/&gt;&lt;br/&gt;Equal Housing Lender.  We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.&lt;br/&gt;NCUA: Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States government.</description><link>http://www.becu.org/pdfsource/sbs_account_disclosure.pdf?id=4</link><pubDate>Wed, 01 Sep 2010 00:00 PDT</pubDate><rate>$500 - $49,999.99: 1.31%</rate><rate2>$50,000 - $99,999.99: 1.36%</rate2><rate3>$100,000 +: 1.41%</rate3><terms>&lt;ul&gt;
&lt;li&gt;If the opening balance is less than $500, the Add-To feature is mandatory. With this feature, you add to the interest-earning principal balance of your CD with automatic recurring transfers from one of your other BECU deposit accounts.&lt;/li&gt;
&lt;li&gt;Interest compounds and is credited monthly.&lt;/li&gt;
&lt;li&gt;A penalty may be imposed for early withdrawal.&lt;/li&gt;
&lt;/ul&gt;
</terms><disclaimer>*Rate stated as APY = Annual Percentage Yield. Rates subject to change, fees may reduce earnings. To open this account, you’re required to establish membership by opening a Member Share Savings Account with a required $5 minimum deposit.</disclaimer></item><item><title>36 - 47 month CD</title><description>$500 - $49,999.99: 1.66% APY*&lt;br/&gt;$50,000 - $99,999.99: 1.71% APY*&lt;br/&gt;$100,000 +: 1.76% APY* &lt;br/&gt;&lt;ul&gt;
&lt;li&gt;If the opening balance is less than $500, the Add-To feature is mandatory. With this feature, you add to the interest-earning principal balance of your CD with automatic recurring transfers from one of your other BECU deposit accounts.&lt;/li&gt;
&lt;li&gt;Interest compounds and is credited monthly.&lt;/li&gt;
&lt;li&gt;A penalty may be imposed for early withdrawal.&lt;/li&gt;
&lt;/ul&gt;
 &lt;br/&gt;*Rate stated as APY = Annual Percentage Yield. Rates subject to change, fees may reduce earnings. To open this account, you’re required to establish membership by opening a Member Share Savings Account with a required $5 minimum deposit. &lt;br/&gt;&lt;br/&gt;Equal Housing Lender.  We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.&lt;br/&gt;NCUA: Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States government.</description><link>http://www.becu.org/pdfsource/sbs_account_disclosure.pdf?id=5</link><pubDate>Wed, 01 Sep 2010 00:00 PDT</pubDate><rate>$500 - $49,999.99: 1.66%</rate><rate2>$50,000 - $99,999.99: 1.71%</rate2><rate3>$100,000 +: 1.76%</rate3><terms>&lt;ul&gt;
&lt;li&gt;If the opening balance is less than $500, the Add-To feature is mandatory. With this feature, you add to the interest-earning principal balance of your CD with automatic recurring transfers from one of your other BECU deposit accounts.&lt;/li&gt;
&lt;li&gt;Interest compounds and is credited monthly.&lt;/li&gt;
&lt;li&gt;A penalty may be imposed for early withdrawal.&lt;/li&gt;
&lt;/ul&gt;
</terms><disclaimer>*Rate stated as APY = Annual Percentage Yield. Rates subject to change, fees may reduce earnings. To open this account, you’re required to establish membership by opening a Member Share Savings Account with a required $5 minimum deposit.</disclaimer></item><item><title>48 - 59 month CD</title><description>$500 - $49,999.99: 1.92% APY*&lt;br/&gt;$50,000 - $99,999.99: 1.97% APY*&lt;br/&gt;$100,000 +: 2.02% APY* &lt;br/&gt;&lt;ul&gt;
&lt;li&gt;If the opening balance is less than $500, the Add-To feature is mandatory. With this feature, you add to the interest-earning principal balance of your CD with automatic recurring transfers from one of your other BECU deposit accounts.&lt;/li&gt;
&lt;li&gt;Interest compounds and is credited monthly.&lt;/li&gt;
&lt;li&gt;A penalty may be imposed for early withdrawal.&lt;/li&gt;
&lt;/ul&gt;
 &lt;br/&gt;*Rate stated as APY = Annual Percentage Yield. Rates subject to change, fees may reduce earnings. To open this account, you’re required to establish membership by opening a Member Share Savings Account with a required $5 minimum deposit. &lt;br/&gt;&lt;br/&gt;Equal Housing Lender.  We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.&lt;br/&gt;NCUA: Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States government.</description><link>http://www.becu.org/pdfsource/sbs_account_disclosure.pdf?id=6</link><pubDate>Wed, 01 Sep 2010 00:00 PDT</pubDate><rate>$500 - $49,999.99: 1.92%</rate><rate2>$50,000 - $99,999.99: 1.97%</rate2><rate3>$100,000 +: 2.02%</rate3><terms>&lt;ul&gt;
&lt;li&gt;If the opening balance is less than $500, the Add-To feature is mandatory. With this feature, you add to the interest-earning principal balance of your CD with automatic recurring transfers from one of your other BECU deposit accounts.&lt;/li&gt;
&lt;li&gt;Interest compounds and is credited monthly.&lt;/li&gt;
&lt;li&gt;A penalty may be imposed for early withdrawal.&lt;/li&gt;
&lt;/ul&gt;
</terms><disclaimer>*Rate stated as APY = Annual Percentage Yield. Rates subject to change, fees may reduce earnings. To open this account, you’re required to establish membership by opening a Member Share Savings Account with a required $5 minimum deposit.</disclaimer></item><item><title>60 month CD</title><description>$500 - $49,999.99: 2.17% APY*&lt;br/&gt;$50,000 - $99,999.99: 2.22% APY*&lt;br/&gt;$100,000 +: 2.27% APY* &lt;br/&gt;&lt;ul&gt;
&lt;li&gt;If the opening balance is less than $500, the Add-To feature is mandatory. With this feature, you add to the interest-earning principal balance of your CD with automatic recurring transfers from one of your other BECU deposit accounts.&lt;/li&gt;
&lt;li&gt;Interest compounds and is credited monthly.&lt;/li&gt;
&lt;li&gt;A penalty may be imposed for early withdrawal.&lt;/li&gt;
&lt;/ul&gt;
 &lt;br/&gt;*Rate stated as APY = Annual Percentage Yield. Rates subject to change, fees may reduce earnings. To open this account, you’re required to establish membership by opening a Member Share Savings Account with a required $5 minimum deposit. &lt;br/&gt;&lt;br/&gt;Equal Housing Lender.  We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.&lt;br/&gt;NCUA: Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States government.</description><link>http://www.becu.org/pdfsource/sbs_account_disclosure.pdf?id=7</link><pubDate>Wed, 01 Sep 2010 00:00 PDT</pubDate><rate>$500 - $49,999.99: 2.17%</rate><rate2>$50,000 - $99,999.99: 2.22%</rate2><rate3>$100,000 +: 2.27%</rate3><terms>&lt;ul&gt;
&lt;li&gt;If the opening balance is less than $500, the Add-To feature is mandatory. With this feature, you add to the interest-earning principal balance of your CD with automatic recurring transfers from one of your other BECU deposit accounts.&lt;/li&gt;
&lt;li&gt;Interest compounds and is credited monthly.&lt;/li&gt;
&lt;li&gt;A penalty may be imposed for early withdrawal.&lt;/li&gt;
&lt;/ul&gt;
</terms><disclaimer>*Rate stated as APY = Annual Percentage Yield. Rates subject to change, fees may reduce earnings. To open this account, you’re required to establish membership by opening a Member Share Savings Account with a required $5 minimum deposit.</disclaimer></item><item><title>12 Month Bump CD</title><description>$500 - $49,999.99: 0.70% APY*&lt;br/&gt;$50,000 - $99,999.99: 0.75% APY*&lt;br/&gt;$100,000 +: 0.80% APY* &lt;br/&gt;&lt;ul&gt;
&lt;li&gt;If the opening balance is less than $500, the Add-To feature is mandatory. With this feature, you add to the interest-earning principal balance of your CD with automatic recurring transfers from one of your other  BECU deposit accounts.&lt;/li&gt;
&lt;li&gt;Interest compounds and is credited monthly.&lt;/li&gt;
&lt;li&gt;A penalty may be imposed for early withdrawal.&lt;/li&gt;
&lt;/ul&gt;
 &lt;br/&gt;*Rate stated as APY = Annual Percentage Yield. Rates subject to change, fees may reduce earnings. To open this account, you’re required to establish membership by opening a Member Share Savings Account with a required $5 minimum deposit. &lt;br/&gt;&lt;br/&gt;Equal Housing Lender.  We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.&lt;br/&gt;NCUA: Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States government.</description><link>http://www.becu.org/pdfsource/sbs_account_disclosure.pdf?id=8</link><pubDate>Wed, 01 Sep 2010 00:00 PDT</pubDate><rate>$500 - $49,999.99: 0.70%</rate><rate2>$50,000 - $99,999.99: 0.75%</rate2><rate3>$100,000 +: 0.80%</rate3><terms>&lt;ul&gt;
&lt;li&gt;If the opening balance is less than $500, the Add-To feature is mandatory. With this feature, you add to the interest-earning principal balance of your CD with automatic recurring transfers from one of your other  BECU deposit accounts.&lt;/li&gt;
&lt;li&gt;Interest compounds and is credited monthly.&lt;/li&gt;
&lt;li&gt;A penalty may be imposed for early withdrawal.&lt;/li&gt;
&lt;/ul&gt;
</terms><disclaimer>*Rate stated as APY = Annual Percentage Yield. Rates subject to change, fees may reduce earnings. To open this account, you’re required to establish membership by opening a Member Share Savings Account with a required $5 minimum deposit.</disclaimer></item><item><title>24 Month Bump CD</title><description>$500 - $49,999.99: 1.06% APY*&lt;br/&gt;$50,000 - $99,999.99: 1.11% APY*&lt;br/&gt;$100,000 +: 1.16% APY* &lt;br/&gt;&lt;ul&gt;
&lt;li&gt;If the opening balance is less than $500, the Add-To feature is mandatory. With this feature, you add to the interest-earning principal balance of your CD with automatic recurring transfers from one of your other BECU deposit accounts.&lt;/li&gt;
&lt;li&gt;Interest compounds and is credited monthly.&lt;/li&gt;
&lt;li&gt;A penalty may be imposed for early withdrawal.&lt;/li&gt;
&lt;/ul&gt;
 &lt;br/&gt;*Rate stated as APY = Annual Percentage Yield. Rates subject to change, fees may reduce earnings. To open this account, you’re required to establish membership by opening a Member Share Savings Account with a required $5 minimum deposit. &lt;br/&gt;&lt;br/&gt;Equal Housing Lender.  We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.&lt;br/&gt;NCUA: Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States government.</description><link>http://www.becu.org/pdfsource/sbs_account_disclosure.pdf?id=9</link><pubDate>Wed, 01 Sep 2010 00:00 PDT</pubDate><rate>$500 - $49,999.99: 1.06%</rate><rate2>$50,000 - $99,999.99: 1.11%</rate2><rate3>$100,000 +: 1.16%</rate3><terms>&lt;ul&gt;
&lt;li&gt;If the opening balance is less than $500, the Add-To feature is mandatory. With this feature, you add to the interest-earning principal balance of your CD with automatic recurring transfers from one of your other BECU deposit accounts.&lt;/li&gt;
&lt;li&gt;Interest compounds and is credited monthly.&lt;/li&gt;
&lt;li&gt;A penalty may be imposed for early withdrawal.&lt;/li&gt;
&lt;/ul&gt;
</terms><disclaimer>*Rate stated as APY = Annual Percentage Yield. Rates subject to change, fees may reduce earnings. To open this account, you’re required to establish membership by opening a Member Share Savings Account with a required $5 minimum deposit.</disclaimer></item></channel></rss>