http://www.becu.org/pdfsource/sbs_account_disclosure.pdfCopyright 2009 BECU. All rights reserved.0.50% APY* <br/>*Rate stated as APY = Annual Percentage Yield; rates subject to change, fees may reduce earnings. To open this account, you’re required to establish membership by opening a Member Share Savings Account with a required $5 minimum deposit. <br/><br/>Equal Housing Lender. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.<br/>NCUA: Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States government.http://www.becu.org/pdfsource/sbs_account_disclosure.pdf?id=0Wed, 01 Sep 2010 00:00 PDT0.50%*Rate stated as APY = Annual Percentage Yield; rates subject to change, fees may reduce earnings. To open this account, you’re required to establish membership by opening a Member Share Savings Account with a required $5 minimum deposit.