With more choices, better rates and lower fees, BECU accounts, credit cards, and loan programs allow you to dream bigger about your financial future.

You Can Count on BECU Visa

BECU credit card image With a BECU Visa you can make purchases with confidence. Discover the benefits of low rates, great rewards, and the added value of working with a financial institution you can trust.

BECU Visa
APR* effective 05/01/2013
Visa6.90% - 18.00%

Features & Benefits

  • Generous grace period on purchases
  • Same rate on purchases and cash
  • Cash advances at ATMs around the world
  • Worldwide Automatic Travel Accident Insurance
  • Auto Rental Collision Damage Waiver
  • Extended Warranty on purchases
  • Travel and Emergency Assistance Services
  • Online payments and eStatements

CardProtect—Verified by VISA - Sign up for this free security program and add an extra level of verification and protection for online purchases with participating merchants. To prevent online fraud, register your card today. Learn more and sign up for CardProtect online.

You can choose to add the following options to your BECU Visa card:

BECU Rewards Program* - Use your BECU Rewards Visa and earn points towards merchandise, gift cards, charities, and travel, as well as dining and entertainment. You can also view your Rewards Account information and redeem points for a variety of rewards online. Learn more about the BECU Rewards Program .

Enroll when you apply for your Visa, or add Rewards option to an existing BECU Visa account by calling 800-233-2328.

Loan Payment Protection - BECU offers this program to help safeguard your family from financial stress if you’re injured or lose your job.

  • Package options include: life, disability, and involuntary unemployment
  • The cost is based on the package options you choose and your monthly outstanding credit card balance

To add Loan Payment Protection to your Visa Card, call us at 206-439-5700 or 800-233-2328. Read the Loan Payment Protection Contract (pdf).

*$25 annual Participation Fee

Tools to Help Guide Financial Decisions

Debt Consolidation

Find out if consolidating your debts could save you money.


Credit Card Options

Compare the BECU Visa with your credit needs.

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Switch Your Business Accounts to BECU

We offer:

  • Checking and Savings
  • Loans and Lines of Credit
  • Credit Cards
  • Payroll and Merchant Services
  • Online Account Management
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