With more choices, better rates and lower fees, BECU accounts, credit cards, and loan programs allow you to dream bigger about your financial future.

These Aren't Your Everyday Bank Accounts

Our savings and free checking accounts can help you better manage your money—while earning interest. And BECU’s Member Advantage offers even higher earnings if you use our free and convenient electronic services. Plus, you’ll have nationwide access to thousands of surcharge-free ATMs and partner credit union locations through a shared network. Open your account today, and experience the BECU difference.

Checking AccountsSavings AccountsMoney Market AccountGold Debit CardsOverdraft Services

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Save time with online banking

Try BECU online banking today. Learn how.

Bring Your Business Accounts to BECU

We offer:

  • Checking and Savings
  • Loans and Lines of Credit
  • Credit Cards
  • Payroll and Merchant Services
  • Online Account Management
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New to BECU?

It’s easy to join online in a few steps and open your new account at the same time.

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Already a BECU Member?

Log in and open your new account in Online Banking.

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New to BECU?

It’s easy to join online in a few steps and open your new account at the same time.

Join BECU and Open Account
Return to saved application

Already a BECU Member?

Log in and open your new account in Online Banking.

Log In
close window

New to BECU?

It’s easy to join online in a few steps and open your new account at the same time.

Join BECU and Open Account
Return to saved application

Already a BECU Member?

Log in and open your new account in Online Banking.

Log In
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You have selected Gold Debit Cards

New to BECU?

It's easy to join online and open your new checking account. Once you’ve selected your checking account, you can select your Gold Debit Card.

Join BECU and Open Account
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Already a BECU Member?

Anyone with BECU checking can request a Gold Debit Card. Send us a secure message with your request using the Message Center in Online Banking.

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Here's how to qualify for Member Advantage:

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Checking and Savings Accounts Features and Benefits
Member Advantage Checking1 Checking Member Advantage Savings Savings Early Saver
Higher rate on first $500 N/A N/A
Better rates on other products N/A N/A N/A
Monthly fee to maintain account $0 $0 $0 $0 $0
Minimum Balance $0 $0 $5 $0 $5
Online Banking2 Free Free Free Free Free
Bill Payment Free Free Free Free Free
eStatements Free Free Free Free Free
Federally Insured up to $250,0003
Gold Debit Card with Fraud Monitoring Protection N/A N/A

1Higher rates may be earned on deposit products.

2Not available to members 13 and under.

3Based on account ownership status and account type.

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