Our BECU newsletter keeps you informed on the latest and greatest news. It’s all part of our commitment to sharing information regularly with our members. Check out the current issue here or browse previous issues.
As a way to say “thank you” to our valued members, this month’s news has several exciting offerings for you to take advantage of during this holiday season. In addition, you can help give back by donating to the BECU Thanksgiving Food Drive or buy a pie in support of Lifelong Aids Alliance.
A Message from Executive Vice President Joe Brancucci
Your Credit Union has had a very busy year so far in 2009. We have experienced solid new member growth and continue to actively lend to our members. Helping members become homeowners, providing low rate credit cards, lending funds for new or used vehicles, and making home equity loans continue to be areas of focus for BECU. While these efforts will continue, we also realize that many of our members have experienced tough economic times, and may be struggling to meet their current financial obligations.
In recent weeks, we have received many letters and phone calls from members telling us about their financial situations and unique challenges. Due to the current economic climate, we have heard from members across a wide array of industries and professions; teachers, construction workers, and automotive sales to name a few, who have either lost their jobs, think they may lose their jobs, or had their household income significantly decreased. If you have not been impacted, chances are that you have a family member, friend or neighbor who has experienced financial difficulties as a result of the economy.
If you are having difficulties in making any of your loan payments, whether it's your mortgage, auto, boat or RV, credit card or equity loan, we want to assure you that we are here to help you with our Member Assistance Team. This team was assembled exclusively to help members through stressful financial situations. We can help you by offering realistic solutions and may also be able to offer advice for working with other financial institutions—even if BECU is not your primary mortgage holder. If you're experiencing difficulty in meeting your financial obligations, or worried about your future ability to do so, we encourage you to contact us as soon as possible and we will do our best to help you through these challenging times.
BECU Member Assistance Team
206-439-5987 or 800-233-2328 extension 5987
memberassistanceteam@becu.org
Remember, we have your best interests in mind. If we can assist you, please contact us today.
Sincerely,
Joe Brancucci
Executive Vice President
As a member of your financial cooperative, you have our assurance that we will always keep you informed about your credit union's performance. In our April communication, entitled BECU First Quarter 2009 Financial Performance, we addressed our first quarter loss, which was predominately attributed to extraordinary actions taken by the National Credit Union Administration (NCUA), the federal agency that regulates federally-insured credit unions like BECU. I now want to cover highlights from the second quarter and relay our year-to-date performance.
During these economically challenging times:
Second Quarter Highlights
Corporate Credit Union Stabilization
In our first quarter communication we addressed the impact of the corporate credit union stabilization program by the NCUA. During the first quarter, we recognized an expense of $56.4 million associated with the NCUA action.
Subsequently, Congress passed legislation that allows credit unions to spread a portion of the NCUA assessment over an extended period of time. As a result, in our second quarter earnings we recaptured $35.8 million of the first quarter assessment; however, there remained expenses associated with the corporate credit union stabilization in the amount of $20.6 million.
Current economic climate
With unemployment in the Puget Sound approaching 10%, many of our members are experiencing financial hardships. Through our Member Assistance Program, we are working hard to help our members keep the things that are important to them, such as their home and auto.
In spite of prudent lending practices, the current levels of unemployment and declining home values have caused higher loan losses. As a prudent step, during the second quarter we recognized a provision of $82.9 million for future loan losses which is included in our second quarter earnings.
I would also like to take this time to address a media report about credit unions and BECU's exposure to "sub-prime" or "exotic" loans that lead to the failure of many banks. I want to assure you that BECU did not originate any "sub-prime" or "exotic" loans. The media report has misinterpreted a real estate loan figure in our publicly-filed financials. We reported $1.26 billion of interest-only, real estate secured loans, of which $1.17 billion were standard variable rate home equity loans. The remaining $90 million were interest-only first mortgages, which were underwritten to Fannie Mae guidelines and are also not considered "sub-prime" or "exotic" in any way.
Bringing It All Together – Year-to-Date Results
The net effect of the income received from the recapture of the corporate credit union assessment, the loan loss provision, and results from normal operations improved both our year-to-date losses and capital position. With our second quarter net income of $8.7 million, year-to-date loss improved from $65.7 million in the first quarter to $57 million at the end of the second quarter. In addition, during the quarter our capital position increased to 7.09%, which federal regulators classify as "well capitalized."
Looking Forward
As we look forward it is very difficult to determine if we have reached the bottom of this economic cycle, or if we have further to go before we start to see real improvement. Current reports on home values stabilizing in the Puget Sound region is a positive sign; however, job growth remains uncertain.
No matter the situation, you can rest assured that we will continue to deliver you the high level of quality services that you expect, and we are well positioned to withstand the economic climate. Our core operations are performing very well and with the many changes taking place in the banking industry, consumers are recognizing the value of BECU. As a result, in June we welcomed over 7,000 new members to BECU.
As always, if we can help you in any way, please do not hesitate to contact us.
Thank you for being a member,
Gary Oakland
BECU President/CEO
BECU 6/30/09 Financial Statement
As a valued member of BECU, we work hard to earn and keep the trust you have in your Credit Union. You have our assurance that we will keep you informed on anything that impacts BECU.
For the first quarter of 2009, BECU posted a net loss, which was predominately due to some extraordinary actions taken by National Credit Union Administration (NCUA) to support the corporate credit union system. I would like to take a moment to explain the reasons for these results. However, before I do, I want to assure you of the following:
Corporate Credit Union Stabilization Program
As we communicated to you in the first quarter, the NCUA, the federal agency that
regulates and insures federal credit unions, instituted the Corporate Credit Union
Stabilization Program. This action included placing two corporate credit unions under
conservatorship. Corporate credit unions, sometimes referred to as “Big Credit Unions”,
are institutions that provide services for natural person credit unions like BECU, similar
to how the Federal Reserve provides services to banks. In other words they are credit
unions for credit unions.
Impact On First Quarter Results
To address the expected losses from the corporate credit union system, the NCUA
covered the losses by utilizing the National Credit Union Share Insurance Fund (NCUSIF).
This action required all federally insured credit unions, such as BECU, to recapitalize the
fund back to its starting position. In addition, credit unions with a capital investment in
the two corporate credit unions placed under conservatorship were required to write-off
their investment. This was a one-time and extraordinary action. To account for the
recapitalization of the share insurance fund and the loss of a capital investment, BECU
recognized a first quarter expense of $56.4 million associated with the NCUA action.
It is possible that a significant portion of this expense could be reversed in future quarters, as there is proposed legislation in Congress that may give credit unions the ability to spread this expense over an extended period of time. If this legislation passes, it will be reflected in our future quarter earnings. However, at this time we are taking a conservative approach that is not based on the proposed legislation.
Additionally, during the first quarter we recognized a planned provision for future loan losses of $25 million. All banks and credit unions are given some discretion as to how they account for future loan losses. BECU uses a conservative methodology in making our estimates.
The culmination of the NCUA actions and our desire to ensure that loan loss provisions accurately reflect the current economic climate resulted in a first quarter loss of $65.7 million.
Adequate Capital Reserves
BECU maintains capital reserves, to act as a cushion for unusual and unplanned
circumstances such as these. At the end of the first quarter our capital ratio was 6.90%,
which federal regulators deem to be “adequately” capitalized.
It is important to understand that BECU’s underlying operations are performing very well. Excluding the unplanned NCUA actions, we would have met our first quarter projections. Despite these actions, we are on course to recover the first quarter losses and future NCUA premium assessments by the end of the year. At this time, we are forecasting a year-end capital ratio in excess of 7.00%.
Committed To Service
Year-to-date we are seeing growth in loan originations, deposits, and membership.
In fact, mortgage originations are at an historic high. BECU will continue to expand
member access through our Neighborhood Financial Centers. We are also helping many
members maintain their financial well-being through our mortgage relief program and
our financial education seminars.
Remember, our daily operations remain unaffected; we will continue to provide the same high level of quality service you have come to expect. Your deposits at BECU remain federally insured up to $250,000 by the NCUSIF, which is backed by the full faith and credit of the U.S. Government in the same way that the FDIC protects the deposits in banks.
We hope you find this explanation helpful. Feel free to contact us if you have any questions.
Sincerely,
Gary Oakland
Free* Mobile Phone Offer
We are making it
even easier and more convenient for you to bank on the go by offering
you a free* mobile phone. Your new phone will be compatible with our
Mobile Banking service so you can conduct your financial transactions
anywhere you want. Go to Free* Phone for more details.
Here’s what you can do with Mobile Banking:
>> Check your account and loan balances
>> Transfer funds between BECU accounts
>> Pay bills
>> Review your transaction history
>> Find BECU locations and ATMs
>> View current CD, Loan, Savings, Checking and IRA rates
>> Create and manage account alerts
You can now access your BECU accounts on the go with free Mobile Banking**. All you need is a web-enabled mobile device*** with Internet access and you can check your account and loan balances, transfer funds, make payments and review your transaction history. Log in with your secure Online Banking User ID and Password at m.becu.org .
*Get a free mobile phone when you activate a new line of
mobile phone service (may not be valid for upgrades) on the selected
rate plan and enter into a new 2-year subscriber agreement. (renewal
and upgrade options may be available) To receive the mobile phone,
you will be required to: enter into a 2-year subscriber agreement,
pay a $36 activation fee and a $39.99 minimum monthly voice plan for
each month of the 2-year agreement period. Some devices may require a
data plan, at an additional cost, which may vary by airtime provider.
If you cancel your service contract prior to the end of the 2-year
agreement, up to a $200 early termination fee will apply. Void where
restricted or prohibited by law. Offer expires 12/31/09 or while
supplies last. Not valid with any other offer. Restrictions may
apply, valid credit card required. Service may not be available in
all markets or on all carriers. Offer subject to subscriber agreement
and credit approval. Offer subject to change and only valid in the
U.S.A.
Orders fulfilled by Simplexity Inc., an authorized agent for the
airtime providers. See order page for complete details.
** Online Banking required for this service. Airtime, roaming and
minutes of use may apply. Contact your mobile provider for
details.
***Use of the mobile device must be in compliance with
applicable laws.

Help support Credit Unions for Kids and Children’s Miracle Network while you enjoy fantastic discounts on restaurants, movies, sporting events and more when you purchase a 2010 Entertainment Book through BECU. The purchase price is just $20.
You will have a choice of communities so you can purchase an Entertainment Book that’s relevant to where you live–Greater Seattle/ Eastside, North Puget Sound and South Puget Sound. In these books, you’ll find discounts of up to 50% off, plus many two-for-one offers. Buy your book at our Tukwila or Everett locations or here: Entertainment Book.. Proceeds go to Children’s Miracle Network, which benefits Children’s Hospital.
The 2009 Husky football home schedule features a number of great matchups. Here’s your last chance to purchase exclusive discounted tickets to an upcoming Husky’s game:
UW vs. University of California, Saturday, December 5, 2009 3:30 pm
Get Your Tickets
Order your tickets at BECU Husky Football Ticket Offer. To receive the discount, you must enter this BECU
promotion code: BECUFB. If you have questions or need more information, email grouptix@u.washington.edu or call 206-543-2200.

The upcoming Seattle Auto Show, sponsored in part by BECU, is your once-a-year opportunity to see and compare all the new makes and models of autos for 2010. It's also your opportunity to enter to win a brand-new Ford Fusion Hybrid donated by AutoNation. You can also enter to win the Ford Fusion at any BECU Financial Center from October 26 - November 13, 2009.
At the Seattle Auto Show, you'll see new makes and models from every major auto manufacturer–including futuristic concept cars, hybrids, and creative and high-powered exotic models. Get a sneak peek of the autos at Seattle Auto Show.
Visit the BECU Mobile Financial Center at the Seattle Auto Show
Stop by the Mobile Financial Center in the East Hall, visit our friendly employees and enter to win the Ford Fusion Hybrid. And, if the Auto Show inspires you to go out and do some shopping for a new or used auto, you can apply for financing on the spot.
WHEN:
November 11-15
WHERE:
Qwest Field Event Center
HOURS:
Wednesday, November 11 - Friday, November 13: 1pm– 8:30 pm
Saturday, November 14: 10:00 am 9:00 pm
Sunday, November 15: 10:00 am – 5:00 pm
ADMISSION:
Adults, $9 with BECU discount coupon
Children 12 and under, free with a paid adult
No purchase necessary. Must be 18 years of age or older. Odds of winning will depend upon the number of entries received for the First Round; and the number of participants in the Second Round and Final Round. 200 winners will be selected in the First Round; 10 winners will be selected in the Second Round; 1 winner selected for the Final Round. You need not be present to win for the First Round, and must be present to win Second Round and Final Round. The winners of the First Round will be notified by telephone or mail, the winners of the Second Round and Final Round will be notified in person. The promoter and sponsor of the promotion is AutoNation, 200 SW 1st Avenue Fort Lauderdale, FL 33301. BECU, 12770 Gateway Drive, Tukwila, WA 98168. All AutoNation and BECU employees, Board members, Supervisory Committee members and their families are exempt from this drawing. Details and qualifications for participation in the promotion may apply. See Official Rules Display at the Seattle Auto Show, AutoNation or any BECU location.
If you're looking for a new or used vehicle, visit one of the participating dealers at the 5-day BECU Auto Event November 11-15, 2009. With over 80 dealers participating, you'll have plenty of makes and models to choose from. The best part of all? If you purchase an auto during the sale from one of the participating dealers, we will lower your loan rate by .50% APR.
It's easy. Here's how it works:
*4.24% APR based on BECU membership, excellent creditworthiness, 60-months or less loan term, and includes .50% auto event and .50% automatic payment rate reductions. Rates offered will be based on established BECU membership, applicant’s creditworthiness, payment method and repayment period. Financing subject to BECU credit approval.
Residents who live and work in the Green River valley (areas including Auburn, Kent, Renton and Tukwila) have been advised to prepare for potentially severe flooding this winter. As BECU locations are a part of these communities, we want to assure you that we are taking steps to ensure the safety and well being of our members and staff as well as making provisions to serve our members in the impacted areas:
Should any of the BECU locations close due to a flood event, we will have up to date information in the "News and Alerts" section of the home page as well as an up to date list of other BECU centers, ATM’s and Shared Branching locations that are open to assist you.
Residents of the Green River Valley are encouraged to take steps to learn and prepare. You may find the following resources helpful:
Despite a year characterized by extraordinary changes in the financial industry, BECU remains strong and well-positioned in the market place. As a valued member of BECU, we want to take this opportunity to share a few noteworthy happenings and highlights from the third quarter.
Economic Trends
During the third quarter, the nation saw some positive economic
trends: stabilization in the housing market and a slight increase in auto sales as a result of the “cash for clunkers” program; however, automobile sales remain very low for the year and unemployment is still problematic with 1 out of every 5 jobs eliminated in this recession.
You may have heard news about financial institutions that continue to struggle or, in some cases, fail altogether. These struggles can be attributed largely in part to their sub-prime lending practices and/or commercial real estate lending—neither of which BECU has actively engaged. As a result we are able to maintain our positive position in the market place.
Well-Capitalized and Profitable
Despite the current economic climate, BECU continues to maintain strong operations. For the third quarter we reported a profit of
$13.5 million, and we saw our capital reserve grow to 7.30%, which federal regulators deem to be “well capitalized”. We continue to see
strong growth in both new member and mortgage loan originations.
During the third quarter we welcomed over 19,500 new members and had new mortgage loan originations in excess of $246 million.
As we previously reported in our first and second quarter updates, BECU, as well as other credit unions, were significantly impacted by the Corporate Credit Union Stabilization Program. To help stabilize the corporate credit union structure, we were assessed an amount that resulted in a first quarter loss. Subsequently, we are very encouraged that the profit growth we have seen this quarter has us on track to recover these losses.
Members Experiencing Financial Hardship
Many of our members have either lost their jobs or have had their household income significantly reduced during the current economic climate. Through our Member Assistance Program we are reaching out to members in a time of need. We offer realistic solutions to their current challenges and in many cases we offer advice for working with other financial institutions—even when BECU is not the primary loan holder. So far this year we have helped thousands of members make it through these challenging times.
As always, we remain committed to providing you the best member experience with every person you work with at BECU and every channel you use at BECU. I look forward to continuing to strengthen our position and working with all of you to weather these challenging times together. Thank you for your support and continued loyalty.
Gary Oakland
Third Quarter Financial Statement
The holiday season can be a tempting time of year for your budget. While the season is filled with many festive occasions and fun family gatherings, it can be a strain financially.
Here are five money-savvy tips to help you through the season:
Enjoy the Season!
The holiday season is a joyous time for many. Hopefully these tips will help you enjoy yourself and those around you with a little less stress this holiday season.
Related Seminar
Reduce Debt, Increase Freedom

You already know the advantages of being a member-owner of a not-for-profit credit union, so why not share the benefits with your family and friends too. If someone you refer becomes a member, you both will receive a $25 deposit into your BECU savings account. It's just our way of saying "thank you" and "welcome" at the same time.
What can you tell your family and friends about BECU?
When you join BECU, you gain more than a checkbook and debit card. You become a member-owner of a community of people who care about their neighbors and do their best to help them succeed. BECU strives to give back to Washington communities because we’re part of those communities. With members in every corner of the state, our first priority is our responsibility to our members.
With no outside stockholders to pay, extra earnings are returned to our members in the form of great rates, fewer fees, and a full range of financial services—from home equity loans to IRAs with terms you choose, and budgeting seminars to investment planning.
What does BECU membership get you?
Start spreading the word today and get your $25 “thank you.” To print your $25 coupon, select this link: Get $25 coupon.
Visit any BECU location and bring this coupon with you. For new members only, age 18 and older. Must open a savings and one additional deposit or loan account. Establish and maintain membership with $5 minimum balance. Accounts must remain open for 90 days or more. BECU reserves the right to terminate this offer at any time. Other terms, limitations and conditions may apply. Check with BECU for current rates. $25 deposit will be made within 30 days of referral opening new accounts. New member will receive the $25 as interest income and per IRS regulation, such income will be reported to the IRS on IRS Form 1099-INT. Limit of ten referrals per member.
In August, we implemented a new enhanced Telephone Banking service. We appreciate all of the feedback we have received and we are busy adding upgrades to further enhance your experience when you call BECU.
Here’s what you can expect coming soon:
You can still use your phone keypad
Even though we have a new speech
recognition function in Telephone Banking that recognizes your voice commands, we still
provide you the ability to use your keypad instead of speaking your commands. If you would
rather use your keypad, listen for this new option coming soon.
Background noise is okay
To improve voice recognition, we are adjusting the sensitivity of the voice recognition
function to filter background noise out of your voice commands. This will help us hear and
process your requests better.
A dictionary of words
We are increasing the size of the speech recognition dictionary to accommodate all the
different words in the English language. For example, when you say, “move money” when you
mean “transfer money”—the new enhancement will recognize that “move money” means “transfer
money”.
Improved menu options
When you call, listen for improved menu options to help you navigate Telephone Banking
better and receive the information you need quicker.
We hope you continue to enjoy the new Telephone Banking service. Call us at 206-439-5700 or 800-233-2328.
Whether you’re looking to refinance or buy a new home, now is the time to take advantage of low-rate home loans at BECU—rates are still lower than we have seen in a long time. BECU has a complete range of competitive home loan options designed to suit your changing needs. Our guiding principle to promote only responsible lending with competitive rates has made us the market leader for home loans in the Puget Sound region.
5 Reasons More People Are Choosing BECU Home Loans
Work with a lender you know and trust
BECU is committed to fair mortgage lending practices. There isn’t anything complicated about our straightforward home loan process. The optional BECU Real Estate Services* program provides you with a Member Advocate who will work with you one-on-one through the entire home buying or selling process – along with special discount offerings for home supplies and furnishings.
To apply or get current rates and more details on BECU Home Loans, visit www.becuhomeloans.org or call us at 206-439-5700 or 800-233-2328.
Related Seminar
Financing Your Home

Join us for our 8th Annual Shop Night at Costco exclusively for current and future BECU members along with current and retired Boeing employees. This is when Costco opens their doors at five different locations only for this select group. It is the perfect opportunity to do early holiday shopping and enjoy some fun and refreshments at the same time.
When:
Saturday, November 21
Time:
7:30pm – 9:00pm
Where:
Everett Costco
10200 19th Ave SE
(425) 379-7451
There’s more…
Feel free to bring your kids along because there will be fun activities, including a free picture of Santa!
Every time you use your BECU Debit MasterCard® and sign for your purchases until December 15, 2009, you’ll be automatically entered for a chance to win a VIP Experience at the 52nd Annual GRAMMY® Awards on January 31, 2010.*
Each winner will get tickets to the awards ceremony, behind-the- scenes access to see rehearsals, walk the red carpet, entry to select pre and after parties, and a $5,000 MasterCard Gift Card towards a wardrobe makeover.
The holiday shopping season is the perfect time to use your BECU Debit MasterCard. Use it for making purchases online, in person or on the phone. It’s easy and it’s safe – you’ll have $0 liability for any unauthorized MasterCard transaction when the receipt is signed.
Get more details and view the official rules and regulations at priceless.com/ grammys
*NO PURCHASE NECESSARY. Void where prohibited. PIN-based & international transactions ineligible. Starts 10/15/09. Ends 12/15/09. Restrictions apply.
Each Year BECU recognizes a member who exemplifies the credit union spirit of “People Helping People” by lending their time and talents to activities that make a lasting difference in our communities. This year, we are honored to recognize Bea Wilson of the Puget Sound Blood Center (PSBC) as BECU 2009 Member Volunteer of the Year.
Bea Wilson has served as a volunteer at PSBC for almost four years and has made such a positive impact on the agency and so many lives in the Puget Sound region. She is a passionate, knowledgeable and unique volunteer, who, as of September, has volunteered 220 hours. She is a strong and effective educator, advocate and ambassador for the Bone Marrow Program at PSBD. Ms. Wilson has recruited hundreds of blood and marrow donors both at specialized bone marrow drives and while volunteering at PSBD centers.
Ms. Wilson embraces and shares with others the concept that each and every one of us has the potential to save a life. Her devotion and efforts to saving lives and her community spirit combine to make her a powerful persuader who is able to encourage others to act.
BECU is proud of the amazing volunteer spirit of Ms. Wilson and the difference she has made in so many lives. It is an honor for BECU to award Bea Wilson as our 2009 Member Volunteer of the Year and to make a $5,000 donation to Puget Sound Blood Center.
We live in a time when job changes occur with increasing frequency. If you’re changing jobs, leaving your job, or retiring and you have a qualified retirement plan, you’re facing important decisions about your future financial security. If you’re like most people, you may not have paid much attention to your funds, other than glancing at the plan’s quarterly reports – and possibly watching your portfolio shrink from its highs a couple of years ago. In many cases, this money can be left to stagnate in investments that aren’t geared to your specific goals.
Now is the time to consider taking action again regarding your financial future. More than ever, you can have greater control over your money and investments. Advances in technology and the wide range of available investment solutions today make it easier than ever to be decisive about your financial plan.
We Are Here to Help
If this describes your situation, it may be time to get your retirement accounts in order. This can be easy if you consider working with your financial advisor to roll over your assets into one retirement account (restrictions, limitations and fees may apply).The benefits include:
With increasing uncertainty in today’s financial markets, these are the times when you most need counsel and reassurance. Remember, it’s never too early to start planning for retirement so you can make the most of your hard-earned savings. Meet with one of our Financial Advisors* for a complimentary consultation or for additional information at 206-439-5720 or 800-233-2328, ext 5720 or reserve your seat to an upcoming seminar related to this topic in November. You will learn ways to develop and implement a retirement investment strategy tailored to your objectives.
*Securities, Advisory Services and Insurance Products offered through LPL Financial and its affiliates, Member FINRA/SIPC. BECU is not a registered broker/dealer and has a brokerage affiliate arrangement with LPL Financial. Investments are: Not NCUA/NCUSIF Insured May Lose Value Not Credit Union Guaranteed. Not Obligations of BECU. Branch Office located at BECU, 12770 Gateway Dr., Tukwila, WA 98168.
When it comes to estate planning, for many the primary focus is on the distribution of their assets when they pass away. However, an equally important facet to estate planning is the need to plan for incapacity. Whether incapacity is due to an illness, disability or an accident, a comprehensive plan needs to be in place so your assets will be managed according to your wishes.
Alzheimer’s is just one type of illness that can leave someone without the ability to care for their family, property or finances. The 2009 Alzheimer’s Disease Facts and Figures Annual Report states that “someone in the United States develops the disease every 70 seconds”. Estimates show that “5.1 million Americans over the age of 65” have Alzheimer’s disease. With these reported statistics, there is a strong need for incapacity planning.
Organizing your assets and consolidating your portfolios can mitigate any unnecessary burden for you or family members. The experienced staff at BECU Trust Company* can assist you with consolidating your assets and managing your portfolio, leaving you with peace of mind knowing that your financial assets will be taken care of should you become incapacitated. Working with BECU Trust Company will ease the pressure from your loved ones while they are attempting to balance the task of caring for you, as well as your finances.
Let Us Help
As experienced trustworthy professionals, BECU Trust Company will help you work towards your goals while alleviating some of the stresses; helping to protect you and your nest egg now, and in the event you should become incapacitated.
Please contact BECU Trust Company at 206-812-5176 or800-233-2328, ext. 5176 or at BECUTrust@becu.org to see how we can help.
*Investments are: Not NCUA/NCUSIF Insured - May Lose Value – Not Credit Union Guaranteed – Not Obligations of BECU. BECU Trust Company is a wholly owned subsidiary of BECU. $500K account minimum. Branch Office is located at BECU, 12770 Gateway Dr., Tukwila, WA 98168.
We are now accepting applications for positions on the BECU Board of Directors and Supervisory Committee. For additional information and details, go to nomination process or call Mary Toal, Executive Assistant to the President and CEO, at 206-439-5981.
The deadline for submitting your application is 5:00 pm on Wednesday, December 30, 2009. The Nominating Committee will hold interviews in early January. BECU members will vote on the nominees at the Annual Meeting on Wednesday, March 24, 2010, at 5:00 pm in the 2nd floor auditorium of the Tukwila Financial Center.
BECU Supports the Credit Union philosophy of “People Helping People” which stresses the importance of helping our neighbors. This year, BECU is supporting local food banks throughout the Puget Sound region. We encourage BECU members to bring in non-perishable food items and monetary donations to any location from November 2-14. We will also be partnering with Simon Malls (Tacoma Mall & Northgate Mall) to collect food donations in December.
Items most in demand are:
Monetary donations are also especially needed, due to rising fuel charges and an increased need to pick up and deliver goods. Thank you for helping to support our local food banks and neighbors during this season of sharing.
Project Pie is Lifelong AIDS Alliance’s fall bake sale. Proceeds from the sale will help Lifelong continue to provide services for those whose lives are affected by HIV and AIDS. Pies are being donated by many area bakers and are available in four varieties: apple, pecan, pumpkin and sweet potato. The price is $25 each, and can be ordered online at www.projectpie.org. Informational brochures are available at the BECU locations listed below. Orders will be taken through November 13.
Visit the following BECU locations to pick up your pre-purchased pie on Tuesday, Nov 24 (10:30am – 5:30pm) or Wednesday, Nov 25 (10:30am – 2:30pm) of Thanksgiving week. Thank you for helping us to support Lifelong AIDS Alliance’s Project Pie this holiday season.
Tukwila Financial Center
12770 Gateway Dr
Tukwila, WA 98168
Downtown Seattle Neighborhood Financial Center
1527 2nd Ave
Seattle, WA 98101
Ballard Square Neighborhood Financial Center
2232 NW Market St
Seattle, WA 98107
Bellevue Neighborhood Financial Center
200 Bellevue Way NE
Bellevue, WA 98004

Enjoy discounts to the fastest game on ice—hockey! Everett Silvertips are planning on a great season and you can be part of it.
BECU Family First Fridays Games:
Friday, Nov 13 vs. Kelowna Rockets (beanie hat giveaway)*
Friday, Dec 11 vs. Prince George Cougars
Friday, Jan 29 vs. Portland Winterhawks (beanie hat giveaway)*
Friday, Feb 12 vs. Spokane Chiefs
Friday, Mar 12 vs. Seattle Thunderbirds
*First 500 kids, 14 and under
Ticket Information
The Silvertips play at the Comcast Arena in Everett, WA and game time is 7:35 pm for all of the above games. On BECU Family First Fridays Games you can purchase tickets in section 215 of the yellow price level for only $6—regular price is $12. There is a limit of four tickets per person and there is a limited supply of tickets available so order your tickets early. Tickets only available in person at the Silvertips Front Office or at the Comcast Arena Box Office.
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