Retirement Investment Strategies-Managing Your Investments During Retirement

This seminar will help you understand some of the major financial decisions you may be facing at retirement. We'll address some of the most commonly asked questions including: "Will I be able to keep my standard of living?", "What if I invest too aggressively/conservatively?", "How much income do I need and how will I get it?", and "What about taxes?"

Stepping out of Cash- Strategies for Putting Cash to Work "NEW"

Stepping Out of Cash provides strategies for putting cash to work. The program helps explain the limitations of cash and reviews the potential risks and rewards of stepping up from cash to different sectors of the bond market.

Reduce Your Debt, Increase Your Freedom

Learn to manage your debt and pay it off. This seminar teaches you how to prioritize debts and establish a payment plan, as well as how to identify and change harmful spending habits.

Women, Money and Power-Take Control of Your Financial Future "NEW"

Learn how to empower your hidden financial personality and why you need a financial strategy. This seminar will help you understand “who you are” financially and will address the following topics: 1. Five financial personality types 2. Life defining events 3. The “Sandwich Generation"

First Time Homebuyer 101

Become a well-informed home buyer. This seminar covers it all: How to prepare your credit, develop a budget, and apply for a mortgage, as well as presenting your offer, the appraisal and inspection, and other useful tips.

10 Things You Need to Know About Tomorrow Today "NEW"

If you are one of 76 million Baby Boomers heading towards retirement, you are faced with the overwhelming task of shifting your focus from asset growth to income. This retirement workshop is designed to discuss the challenges you may face and help you dispel some common misconceptions about your future, including: Are you saving enough? How much should you really expect from Social Security? Can you leverage your home equity without moving? What is the impact of debt and inflation?

Making Your Nest Egg Last-Strategies for Sustainable Income in Retirement "NEW"

Are you investing enough wealth for retirement? Are you investing aggressively enough? Are you taking advantage of all your tax-savings opportunities? If you are thinking about retiring soon, you will naturally start thinking less about saving for retirement and more about how to organize your income in retirement. YOU’LL LEARN: That investing for retirement income is different than investing in anticipation of retirement; That there are certain risks to keep in mind and prepare for as you approach and enter retirement; and That there are some important guidelines about generating income in retirement that we can all benefit from.

Making the Most of IRA Opportunities

New tax laws make both IRAs and Roth IRAs appealing savings vehicles. Learn how to determine which is better for you, and the tax rules and advantages. This seminar also covers rollover IRAs and Roth conversions.

Understanding Credit Reports

Learn how to use free credit reports to learn what's behind your credit rating, how to correct misinformation, and prevent fraud and identity theft.

Distribution Basics for Employer-Sponsored Retirement Plans ** "NEW"

If you are changing jobs or are about to retire, this seminar is for you. Find tips on how to manage your retirement plan assets in the most tax-efficient manner.

Securing Your Retirement-A Special Seminar on Social Security

Hosted by *Mike Pankaskie, LPL Financial Advisor and BECU Renton Landing. Guest speaker: Michelle Gans, CFA, BlackRock. As you approach retirement, it is more important than ever to understand the role that Social Security benefits can and should play in your overall retirement income plan. Join us with a masterful overview of: 1. How Social Security benefits work for you and your spouse 2. When and how to start receiving Social Security benefits 3. Opportunities to increase your benefits throughout retirement.

Asset Allocation-A Strategy for Life "NEW"

Determine the right investment mix for you. In this seminar we address asset allocation identifying risks, and show strategies for maximizing your investments. Learn how asset allocation can help you work towards meeting your goals.

Getting the Most From Your VIP

This seminar will help you gain a clearer understanding of your Voluntary Investment Plan (VIP) choices. We'll outline the risk/return profile of each investment option and explore the basic nature of the investment choices and sample portfolios. We’ll cover diversifying your portfolio, investment concerns, a retirement timeline, tax implications, and estate planning.

Retirement Income–Charting a Course to help your Money Last

Learn how to make your money last. We'll help you ease the transition between earning a regular income and accumulating assets to collecting a well-earned pension and distributing assets. Topics include potential length of retirement, the effects of inflation, possible income sources during retirement, and investment strategies for your retirement years.