This fun and interactive presentation is appropriate for Kindergarten through 2nd grade and teaches the basic concepts of the value of coins and adding coins together. There is some math invloved, adding coin values together, as well as some reading, which is optional for the students. Using our financial education characters, Savertooth, SpendaRoo and Bumble Bee-ECU the script, overheads, activities and student booklets help teach students about basic money concepts.

This highly interactive and hands on presentation allows the students to understand the importance of setting goals and setting up a savings account to watch their money grow. With the help of our smart financial education characters, Savertooth, SpendaRoo and the wise Bumble Bee-ECU, students are able to learn the basics of filling out an application, a deposit slip, recording their deposit in a register and reading a statement. This presentation does involve math as well as reading and comprehension.

This course covers checking accounts from the beginning stages of choosing the right account through to the reconciliation process. Activities include: check writing, keeping a running balance in a register, reading a statement and reconciling the statement.

Can learning about the stock market be fun? Yes! In this game junior high school students pick stocks and then play a game to track their performance. This lively game is based on fictitious market fluctuations and examples of market risk.

Should junior high or high school students know about credit? This course covers identifying your goals, making credit decisions and the real cost of credit. Participants do self-evaluations to see if they can handle the various credit options that are presented to young adults.

Most teens desire to have a car of their own, and this course walks teens through all aspects of the car buying process so they can make a wise decision. Participants can use the interactive BECU mLevel financial education app to further engage their car questions.

Clothing makes the person or so they say. It's a fact that someone who is dressed smartly will make a better impression at a job interview. Fortunately it doesn't take an entire paycheck to obtain a smart professional wardrobe. This course will reveal secrets and hints that can fill a closet at a fraction of the usual retail cost.

Why is it important for teens to know about credit? This course helps teens make good credit decisions for purchases early in life. Participants can use the interactive BECU mLevel financial education app to further engage their credit questions and conduct self-evaluations on how they would handle various credit options.

What’s your financial dream? Buying a new car? Paying off debt? Retiring early? Before we can succeed financially, we must first learn the fundamentals. Banking 101 is an engaging presentation that covers the basics of banking. Participants learn the benefits of a financial institution, different types of bank accounts, ways to access money, and where to get started. Participants can use the interactive BECU mLevel financial education app to further engage their banking questions.

Credit has a powerful impact on our lives! It affects our ability to rent an apartment, get a job, attain car insurance, and even purchase a home. This informative presentation teaches participants about credit reports and credit scores, the benefits of having good credit, and ten keys to effective credit building. Participants can use the interactive BECU mLevel financial education app to further engage their credit questions.

Can learning about the stock market be fun? Yes! In this game high school students pick stocks and then play a game to track their performance. This lively game is based on fictitious market fluctuations and examples of market risk.

What does unit pricing mean? Is it better to shop at a discount club or clip coupons? These questions and more are answered in Supermarket Savings. This course is especially valuable for students getting ready to move out on their own or heading to college.

This interactive and highly entertaining presentation helps participants identify their goals and create a spending plan based on their current spending. Participants receive an overview of creative budgeting techniques that shows them how to design their own personal budget. Regardless of a persons' financial situation, this course is sure to introduce ideas and techniques, which will enhance monthly money management.

Clothing makes the person or so they say. It's a fact that someone who is dressed smartly will make a better impression at a job interview. Fortunately it doesn't take an entire paycheck to obtain a smart professional wardrobe. This course will reveal secrets and hints that can fill a closet at a fraction of the usual retail cost.

Become an informed borrower. This seminar will help you understand how to shop for a mortgage loan, including requirements, terms, and beneficial options for BECU members.

What does unit pricing mean? Is it better to shop at a discount club or clip coupons? These questions and more are answered in Supermarket Savings. This course is especially valuable for new homemakers or persons faced with trying to meet a certain budget.

If a layoff occurs there are strategies for overcoming the setback. This course focuses on strategies to help cut costs when a dramatic job change has occurred. Resources are available to help with urgent needs and this course shows participants how to easily find them.

Is there such a thing as credit repair? Information is the best tool if you want to improve your credit report. This seminar will teach your what you can and cannot do to correct errors of information on your credit report. Learn how to contest errors and contact bureaus. Also learn about the potential pitfalls of using "credit-repair agencies".

Car Buying Saving Tips is an interactive course covering all the information needed to make a decision on purchasing a car. The course walks participants through all aspects of the car buying process including: -What questions to ask when answering a car for sale ad. -Learning the necessary car "lingo" -Calculating what the dealer paid for the car & trade-in values. -Figuring down payments and interest rates. -Techniques for successful negotiation.

This seminar covers personal assessment, career preferences, researching and informational interviewing, the job application, resume, cover letter, interview, and follow up letter. Includes handout and workbook.

Do you want to be free of oppressive debt? Start on the path of financial freedom and learn how to prioritize your debts, establish a payment plan; identify spending issues and behavior change. These and other skills and techniques covered can help you manage the debt and pay it off.

This seminar will help you prepare for homeownership from preparing your credit to budgeting for the new home. This seminar will provide you with understanding of the process involved in applying for the mortgage. Additional areas covered include presenting your offer, the appraisal, inspection, and other helpful homebuying tips.

It's elementary; before you head to college (or out in the working world) come learn how you can: •Create your personal spending plan •Build and Manage your credit to your benefit •Protect yourself from identity theft and fraud The personal spending plan (budget) will help you manage your money so you'll get the most for every dollar. Making good credit decisions are important to ensuring you have a strong future, because and a good credit score not only helps with your future buying power, it affects your cost of insurance, ability to get into apartments, and possibly even getting a great job. You'll learn guidelines to help with credit decisions and how to manage your credit. Identity theft and fraud can mess up your finances and you'll learn how to protect yourself. Join us at one of the classes listed and get helpful smart money skills.