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Retirement should be a time when you can relax and enjoy yourself after years of work -- a time for living in plaid golf pants, teaching your pooch a new trick every afternoon, or working on one jigsaw puzzle after another.
It's the question on every worker's mind: How much money do I need to live the retirement lifestyle I dream of?
Asset allocation - the way you spread your investment dollars among stocks, bonds and cash - is like deciding which eggs to put into which baskets.
A 457 plan is an employer-sponsored retirement plan offered by state and local governments and certain tax-exempt organizations. It is a deferred compensation plan that allows you to contribute to a retirement account and shelter those contributions from current taxation.
The way you divide up your nest egg among the three main asset classes could mean the difference between retiring when and how you want to and having to adjust your plans.
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