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Tips for Refinancing your Mortgage

Dec 20, 2013 | Posted in Homeownership

Looking to reduce your monthly payments? Want to switch from a variable rate loan to a fixed rate loan? Those are good reasons to refinance your mortgage.


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Renting vs. Buying: Which Is Right for You?

Dec 20, 2013 | Posted in Homeownership

Rent or buy: The question confounds people in every income bracket, age group and geographic location. There's no easy answer, because the benefits of owning or renting are different for every person.


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Acquiring Your Castle: A Step-By-Step Guide to Buying a Home

Dec 02, 2013 | Posted in Homeownership

Your home-buying plan starts with your credit report. Mortgage lenders rely heavily upon your FICO score, a numerical "grade" that reflects your credit history, to determine if they'll lend you money and at what interest rate.


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Tax Breaks Make Homeownership Affordable

Dec 02, 2013 | Posted in Homeownership

Buying a home isn't just a good long-term investment; it's also a great way to trim your annual tax bill. The tax savings you get through ownership can actually help you pay the mortgage.


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Motivated Homebuyers Can Come Up with a Down Payment

Dec 02, 2013 | Posted in Homeownership

Not so long ago, if you wanted to buy a $200,000 house you'd need at least $40,000 for the down payment. While 20 percent is still the "gold standard," these days it's not uncommon for homebuyers to put down 5 percent or less.


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Mortgage Basics for First-Time Homebuyers

Dec 02, 2013 | Posted in Homeownership

Buying a home is the largest purchase most of us ever make, and unless you've been lucky enough to inherit a fortune or win the lottery, you'll have to go into debt for it.


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A Good Real Estate Agent Makes for Better Buying and Selling Experience

Dec 02, 2013 | Posted in Homeownership

You wouldn't hire someone to work in your office without interviewing them and checking their references, yet you might very well consider using a real estate agent you met briefly at an open house or called in response to an ad.


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Save Money by Avoiding Big Home Buying Blunders

Nov 02, 2013 | Posted in Homeownership

Buying a home can be an emotional experience, with hopeful homeowners being excited, nervous, frustrated, and discouraged at various points in the process.


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Understanding the Fine Print of a Purchase Offer Takes the Fear out of Buying

Nov 02, 2013 | Posted in Homeownership

Don't let the fine print in the purchase offer, or sales contract, keep you out of your dream home. But do make sure you understand exactly what you're agreeing to and use the contract to protect yourself.


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Escrow Basics for First-Time Homebuyers

Nov 02, 2013 | Posted in Homeownership

Escrow is the arrangement under which all documents and funds for your purchase go to a neutral third party, usually an escrow or title company, which coordinates and completes the paperwork, making sure that all conditions of the sale are met before the transaction is final.

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