Making a difference by charging less

As a not-for-profit credit union, BECU puts people ahead of profit. So, it only makes sense that the BECU Visa® credit card represents one of the best credit card values in the country—with low rates, fewer fees, and more ways to earn and redeem rewards.

great offers

  • 0% Introductory APR1 on Purchases and Balance Transfers

    0% intro APR on purchases and balance transfers for six (6) months from the date of account opening. After that, variable rates apply—currently ranging from 6.9% to 17.9%, based on your creditworthiness.

  • BECU Rewards

    Earn 1 point for every dollar you spend, and redeem those points for a reward that fits your lifestyle—travel, gift cards, merchandise, or even a statement credit. Redeem for rewards with as few as 2,500 points.2 It’s that simple. There are no tiers to meet and no limit to how much you can earn.

    Enroll in BECU Rewards when you apply for your new BECU Visa and we’ll waive the $25 annual participation fee for the first year.3

Options
Photo of a family and their dog

Already a BECU member and interested in the BECU Visa?

Log in and apply for your new BECU Visa in Online Banking.

Log In and Apply

New to BECU and interested in applying for the BECU Visa?

It’s easy to join online in a few steps and apply for your new BECU Visa at the same time.

Join BECU and Apply

For additional customer service, call 800-233-2328.

1 Introductory offers not available for BECU secured or student credit cards. Introductory offer for balance transfers is from the date of transfer, when transfers are completed within 90 days of account opening.
2 For complete details about BECU Rewards, please view the Terms & Conditions (pdf)
3 $25 Annual Participation Fee for BECU Rewards applies thereafter.
4 Transaction fees apply: cash advance fee of 2% of the amount of the cash advance, not to exceed $10, and foreign transaction fees of 1% of the US dollar amount of the foreign transaction.

With a Better Credit Rating, Get a Better Rate

Credit RatingStarting Rate
Superior6.9% APR variable
Excellent8.9% APR variable
Good10.9% APR variable
Fair12.9% APR variable
Low17.9% APR variable

See important information about rates, fees and other costs (pdf)

Top Benefits

  • No annual fee4
  • No balance transfer fees
  • Worldwide travel accident and auto rental insurance
  • Extended warranties on purchases
  • Travel and emergency assistance

Your Financial Security Matters

  • $0 fraud liability
  • Online shopping protection from CardProtect
  • Optional loan payment protection
[tool tip]
close window

New to BECU?

It’s easy to join online in a few steps and apply for your new BECU Visa at the same time.

Join BECU and ApplyReturn to Saved Application

Already a BECU Member?

Log in and apply for your new BECU Visa in online banking.

Log In